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Method and device for realizing secure mobile payment

A mobile payment and user technology, applied in the field of communication, can solve the problems of inability to realize interactive payment of multiple mobile terminals, QR code payment or sound wave payment, etc.

Active Publication Date: 2018-06-19
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Embodiments of the present invention provide a method and device for realizing secure mobile payment, which is used to solve the problem of poor reliability of two-dimensional code payment or sound wave payment in the prior art due to long-distance transmission delay or transmission distortion, and the inability to realize multiple mobile terminal payments. Technical Issues with Interaction Payments

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  • Method and device for realizing secure mobile payment
  • Method and device for realizing secure mobile payment
  • Method and device for realizing secure mobile payment

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Embodiment Construction

[0118] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0119] The terminal involved in this application, that is, user equipment, may be a wireless terminal. A wireless terminal may be a device that provides voice and / or data connectivity to a user, a handheld device with wireless connectivity, or other processing device connected to a wireless modem. The wireless terminal can communicate with one or...

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Abstract

The embodiment of the invention provides a method and a device for realizing safe mobile payment. The method comprises the following steps: a mobile payment server receives a user operation event sent by a terminal; the mobile payment server judges whether or not to trigger payment identity information generation or payment identity information identification according to the user operation event and obtains a judging result; the mobile payment server acquires the type of payment identity information according to the user operation event if the judging result is to trigger payment identity information identification or to trigger payment identity information generation; and the mobile payment server indicates the terminal to execute a mobile payment operation according to the judging result and the type of payment identity information. The method provided by the embodiment of the invention improves the reliability of two-dimensional code and acoustic mobile payments, and realizes interactive payment between multiple terminals.

Description

technical field [0001] Embodiments of the present invention relate to communication technology, and in particular to a method and device for implementing secure mobile payment. Background technique [0002] Mobile payment means that both parties to a transaction conduct commercial transactions through terminals such as mobile phones and PDAs (Personal Digital Assistant, hereinafter referred to as PDA) for a certain commodity or business. With the rapid development of third-generation mobile communication technology, Wireless Fidelity (Wireless Fidelity, hereinafter referred to as WIFI), mobile Internet and smart terminals, mobile payment based on terminal applications (such as payment clients) is rapidly popularized, and users can easily It is convenient to operate shopping payment, transfer, wealth management and other operations through Alipay, WeChat and other mobile payment clients. At the same time, mobile payment clients make full use of near-field recognition technol...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/322G06Q20/382G06Q20/401
Inventor 薛传颂
Owner HUAWEI TECH CO LTD