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Payment method, payment platform and terminal

A payment terminal and payment platform technology, applied in the field of e-commerce, can solve the problem of low security of payment solutions and achieve the effect of improving security

Inactive Publication Date: 2015-03-25
ORA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention provides a payment method, a payment platform and a terminal, which are used to solve the problem of low security of the existing payment scheme

Method used

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  • Payment method, payment platform and terminal
  • Payment method, payment platform and terminal
  • Payment method, payment platform and terminal

Examples

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Embodiment Construction

[0024] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention.

[0025] figure 1 A schematic flow chart of the payment method provided by Embodiment 1 of the present invention, such as figure 1 As shown, the method includes:

[0026] 101. The payment platform receives the payment request sent by the terminal, the payment request includes the identification of the terminal to be paid, the identification of the payment terminal, and payment information, and the payment request is that the terminal uses its own identification as the terminal to be paid ID, and send the ID of another terminal as the ID of the payment terminal;

[0027] 102. The payment platform searches for the financial account number corresponding to the id...

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Abstract

The invention provides a payment method, a payment platform and a terminal. The method comprises the steps that firstly, the payment platform receives a payment request sent by the terminal, wherein the payment request comprises an identifier of a terminal to be paid to, an identifier of the payment terminal and payment information; secondly, the payment platform conducts searching to obtain a payment account corresponding to the identifier of the payment terminal and an account to be paid to corresponding to the identifier of the terminal to be paid to; thirdly, the payment platform completes payment according to the payment account, the account to be paid to and the payment information. Through the scheme, during face-to-face transactions, there is no need to store financial information and other important information of a customer on the terminal, so the payment safety is improved on the basis of achieving facile payment.

Description

technical field [0001] The invention relates to the field of electronic commerce, in particular to a payment method, a payment platform and a terminal. Background technique [0002] With the rapid development of e-commerce, electronic payment has been widely used for its convenience and quickness. In e-commerce transactions, the payer can use bank card transfer to make payment. Specifically, an existing payment scheme is to swipe the card on the self-service terminal and enter the financial information of the payee into the self-service terminal, such as bank account number and other information, which makes the payment process cumbersome and error-prone. [0003] In this regard, the existing technology provides a face-to-face payment method including swiping the card on the point-of-sale information management system (referred to as the POS machine), and inputting the payer's information to the POS machine after receiving the corresponding payment information, such as the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/20G06Q20/38
CPCG06Q20/3276G06Q20/382G06Q20/38G06Q20/32G06Q20/20
Inventor 赵晔吴建国杜超
Owner ORA
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