Payment terminal and paying method of wearable payment terminal

Abstract

The invention discloses a payment terminal and a paying method of a wearable payment terminal; the paying method comprises the steps: an external device with a network communication function issues a Bluetooth connection request to match with a Bluetooth module of the payment terminal, and the payment terminal responds to a link request to finish the connection the payment terminal and the external device so as to perform bidirectional data interaction; S2, the payment terminal uses the external device as a bridge by means of the Bluetooth connection, communicates with a processing center and establishes a safe channel; and S3, the payment terminal performs the corresponding authentication according to the chosen payment mode and combines with the processing center to finish the payment operation by means of the safe channel. According the paying method of the terminal, the terminal wirelessly transmits payment data to the traction processing center by means of a Bluetooth; a network module is omitted at the payment terminal; the external equipment with the network communication function shall use the Bluetooth connection as the bridge and is connected to a background server, so that the whole structure is simplified effectively and has good usage convenience.

Description

technical field [0001] The present invention relates to the technical field of electronic payment equipment, in particular to a payment method of a wearable payment terminal and the payment terminal. Background technique [0002] With the continuous development of Internet technology, the types of business developed for the Internet have become rich and colorful, and the number of Internet users has increased year by year. Due to its convenience, online banking has become a platform frequently used in people's daily life. Users can complete many services such as payment, transfer, and bill payment through the Internet without leaving home, eliminating the need for banks to queue up and carry large amounts of cash, etc. It is a time-consuming, cumbersome, and insecure original business form; however, online banking transactions rely on the computer or mobile operating system interface, and it is difficult to avoid the risk of information being stolen. It is inconvenient to c...

AI Technical Summary

Problems solved by technology

Due to its convenience, online banking has become a platform frequently used in people's daily life. Users can complete many services such as payment, transfer, and bill payment through the Internet without leaving home, eliminating the need for banks to queue up and carry large amounts of cash, etc. It is a time-consuming, cumbersome, and insecure original business form; however, online banking transactions rely on the computer or mobile operating system interface, and it is difficult to avoid the risk of information being stolen. It is inconvenient to carry, easy to lose, and has simple functions. It can only support one payment method, which does not meet the user's requirements for convenience.

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