Multimedia message bill generation and transfer method

Abstract

The invention discloses a multimedia message bill generation and transfer method which aims at helping customers to generate electronic bill files and implementing the automatic generation of the bill files through the configuration of the current bill template and regularly collected user bill data in a placeholder replacement calculation mode. According to the multimedia message bill generation and transfer method, users can be helped to transfer the bill files to mobile phone terminals of the customers and accordingly the receiving success rate of the users and the reading rate of the bill files are improved; meanwhile a method for obtaining historical bills and unsubscribing the bill receiving is configured for the users and accordingly the flexibility of the bill receiving of the users is increased; the cost of interface abutting joint with the existing customer system is low and the existing customer system only needs to provide detailed bill data in a text file or database record mode to achieve the generation and transfer of the bills; the cost of the traditional paper bills is saved and a large quantity of paper consumption resources are reduced due to the paperless multimedia message bill transfer; meanwhile the investment of a large quantity of logistics resources and the pressure on the urban traffic are reduced.

Description

technical field [0001] The invention belongs to the technical field of mobile communication, and in particular relates to a method for generating and transmitting multimedia message bills. Background technique [0002] Along with the development of the national economy and the change of social production and lifestyle, there are more and more various invoices, vouchers, bills, etc. (hereinafter collectively referred to as bills) received by urban households, enterprises and institutions. In addition to the traditional water, electricity, and coal bills, there are fixed-line telephones, mobile phones, data communications, deduction of mortgage repayment for house purchases, and notices for installment payment of insurance premiums. As a rough estimate, taking urban households as an example, the average household (or unit) receives 5.5 bills per month. Based on the calculation of 325 million urban residents, the total number of bills that need to be delivered and settled in m...

AI Technical Summary

Problems solved by technology

[0004] ① User payment and bill storage cause inconvenience, and queuing takes up a lot of time;

[0005] ②A large amount of paper waste consumes natural resources;

[0006] ③The cost of bill processing is high. The total cost of a paper bill from the public utility bill to the user is about 1 yuan, and the annual bill circulation cost in the country is about 21.45 billion yuan;

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