Online payment system and method
A network payment and service system technology, applied in the field of network payment systems, can solve problems such as complicated steps and increased difficulty, and achieve the effect of reducing technical difficulty and making payment easy and fast
Pending Publication Date: 2015-06-10
SHANGHAI ZHANGMEN TECH
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Problems solved by technology
[0004] 1. Use a smart phone to surf the Internet, download the terminal software of the commercial bank, install it on the mobile phone, log in to the web interface of the commercial bank, and then enter the bank account information and password and the account information of the other party to transfer money. Copying the PC online payment mode to the mobile phone, not only the steps are complicated, but the bank account numbers of both parties need to be remembered, and various complicated verifications are required, but also the operating systems and operating modes of various mobile phones are very different, which greatly increases the user's usage. The difficulty of making payments at the terminal has led many people to abandon the use of smartphone terminals for payment
[0005] 2. By implanting NFC chips and financial cards on the smartphone, the smartphone is turned into a wallet. When paying, the merchant provides the corresponding receiver, and the buyer takes the smartphone to complete the "swipe card" action. Realize convenient payment, although this method does not require entering difficult-to-remember bank account numbers, but requires other hardware devices besides smartphones to complete the transaction
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[0036] The network payment system and method proposed by the present invention will be further described in detail below in conjunction with the accompanying drawings.
[0037] See figure 1 , a schematic structural diagram of a network payment system according to an embodiment of the present invention. The network payment system of this embodiment includes a server 1 and at least two terminals 2 (terminal A) and terminal 3 (terminal B). Mobile users pass through terminal A, Disclose the content on terminal A. If terminal 3 makes a corresponding evaluation on the content of terminal 2, terminal 2 can give a reward to terminal 3. Pay a certain fee to the account of the terminal 3 for the evaluation or forwarding behavior. The fee here can be in virtual currency or the virtual currency value of the account, or the actual corresponding currency can be paid.
[0038] The public content of terminal 2 includes writing a piece of text and posting and sharing, or selecting a stored ph...
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The invention discloses an online payment system and method. The system comprises a server and at least two terminals A and B. The terminal A is used for publicizing a content; the terminal B is used for re-posting or commenting the content publicized by the terminal A; the server is used for paying the terminal B according to a payment request of the terminal A. The online payment system and method has the advantages that payment can be done without remembering and entering a user's bank account and a payee's bank account, technical difficulty of use is greatly reduced for the user, payment is made easy and quick, and the payee is paid as simply and conveniently as posting.
Description
technical field [0001] The invention relates to the field of network technology, in particular to a network payment system and method. Background technique [0002] The way of shopping based on the network platform has been widely accepted by consumers, so that online payment has become the main means of payment for people. The current Internet has developed and evolved into the era of mobile Internet. Therefore, online shopping through mobile terminals such as smart phones Payments have grown tremendously. [0003] At present, there are mainly the following methods for payment through smartphones: [0004] 1. Use a smart phone to surf the Internet, download the terminal software of the commercial bank, install it on the mobile phone, log in to the web interface of the commercial bank, and then enter the bank account information and password and the account information of the other party to transfer money. Copying the PC online payment mode to the mobile phone, not only th...
Claims
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IPC IPC(8): G06Q20/08G06Q20/38
Inventor 钱晋文
Owner SHANGHAI ZHANGMEN TECH