Local check information processing method and check information processing system
An information processing method and check technology, applied in the payment field, can solve the problems of inefficient check settlement business handling efficiency, long check settlement waiting process, complicated handling process, etc., and achieve high check payment and settlement efficiency, and a simple and easy-to-use human-machine interface , the effect of high degree of automation
Active Publication Date: 2015-09-09
深圳票联金融服务有限公司
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Problems solved by technology
[0002] Due to the limitation of the backward financial system, for enterprise users, the procedures for handling check settlement business at the bank counter are extremely cumbersome, especially for large-amount check settlement business at the bank counter, which takes a lot of time
If corporate accountants need to handle check settlement business, they need to queue up at the bank counter early, which is laborious and time-consuming. The low efficiency of check settlement business at the bank counter, complicated handling process and long waiting process for check settlement make corporate accountants miserable
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[0059] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0060] The invention proposes a localized check information processing method. This localized check information processing method is realized by relying on the terminal machines 100 distributed in various outlets in the city, which provides great convenience for users (especially enterprise users who need to centrally handle large-amount check cashing business) to handle check cashing business, making them Get rid of the trouble of waiting at the bank c...
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The invention discloses a local check information processing method and a check information processing system. The system comprises a plurality of terminal machines, a front system, a centralized operation system and a core system. Each terminal machine is used for forwarding acquired check information to the front system. The front system is used for forwarding check image file storage paths to the centralized operation system via the core system. The centralized operation system is used for downloading check image files from a cloud server, slicing a check face value, and returning check face factor information to the core system. The core system is used for preliminarily auditing the check face factor information, submitting a payment request carrying the check face factor information passing preliminary audit to a local payment system, receiving a payment processing result fed back by a payment bank server, and feeding back the payment processing result to a user. The method and the system can meet the requirements of enterprises / individual users for cashing checks at any time and any place, and improve the payment efficiency.
Description
technical field [0001] The present invention relates to the field of payment technology, and more particularly, to a localized check information processing method and check information processing system. Background technique [0002] Due to the backward financial system, for corporate users, the procedures for handling check settlement at the bank counter are extremely cumbersome, especially for large-amount check settlement at the bank counter, which takes a lot of time. If corporate accountants need to handle the check settlement business, they need to queue up at the bank counter as soon as possible, which is laborious and time-consuming. The inefficient check settlement business processing efficiency at the bank counter, the complicated handling process and the long waiting process for check settlement make corporate accountants miserable. . SUMMARY OF THE INVENTION [0003] The technical problem to be solved by the present invention is to provide a localized check in...
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IPC IPC(8): G06Q20/38G06Q20/10G06Q40/02G07D7/20
Inventor 赵明刚朱茵魏鸿义赖锋锋雍继兵姚彦霞徐凯李玟臻
Owner 深圳票联金融服务有限公司