Express fee password-free payment method and system

A password-free payment and payer technology, applied in the field of wireless communication, can solve the problems of insecure transaction environment and low payment efficiency.

Active Publication Date: 2015-09-23
深圳深若科技有限公司
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  • Abstract
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  • Application Information

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Problems solved by technology

[0005] The technical problem to be solved by the present invention is to provide a secret-free payment method and system for courier fees in view of the above-mentioned defects of the prior art, aiming to solve the problem of sending

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  • Express fee password-free payment method and system
  • Express fee password-free payment method and system
  • Express fee password-free payment method and system

Examples

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[0041] In order to make the objectives, technical solutions and advantages of the present invention clearer and clearer, the present invention will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.

[0042] According to the first embodiment of the present invention, a method for free-secret payment of express delivery fees, such as figure 1 As shown, the method includes:

[0043] Step S100: The smart terminal of the payer logs in the back-end management system to complete the order, and the back-end management system generates a payment deduction request and pushes it to the smart terminal of the courier.

[0044] In specific implementation, users log in to express logistics websites such as SF Express, Yuantong or Shentong, log in with a username and password to complete the orde...

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Abstract

The invention discloses an express fee password-free payment method and system. The method comprises the following steps that: a payer intelligent terminal places an order, and a background management system generates a payment deduction request and pushes the generated payment deduction request to a courier intelligent terminal; the courier intelligent terminal receives the payment deduction request, acquires a field payment condition and transmits the acquired field payment condition to the background management system; and the background management system acquires the geographical position of the courier intelligent terminal and the order-placing geographical position of the payer intelligent terminal respectively, judges whether or not a preset condition is satisfied, if so, acquires a payment permission command of a payer, and deduces an amount requested to be paid from a payer account in order to finish payment. Double-party identity authentication is finished by acquisition of the geographical positions of the courier terminal and a sender terminal and generation of a dynamic transaction password in a transaction process, so that payment can be finished without inputting of any password. Meanwhile, the security and credibility of transactions are ensured; the payment efficiency and security are improved; and convenience is brought to express fee payment for a user.

Description

technical field [0001] The invention relates to the field of wireless communication, in particular to a secret-free payment method and system for courier fees. Background technique [0002] There are two traditional payment methods for the courier to collect the payment for the goods or the sender to pay at the door: to pay in cash; to swipe the bank card at the POS machine. [0003] The sender sometimes needs to give change to the cash courier, and the sender also needs to enter the bank card password when swiping the card. The sender often forgets or enters the wrong password. These two payment methods are very inefficient, the transaction environment is not safe enough, and the payment process takes up a lot of courier receiving time. [0004] Therefore, the prior art still needs to be improved and developed. Contents of the invention [0005] The technical problem to be solved by the present invention is to provide a secret-free payment method and system for courier ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/3224G06Q20/382G06Q20/40145
Inventor 张丽秀吴为龙
Owner 深圳深若科技有限公司
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