Express fee password-free payment method and system

Abstract

The invention discloses an express fee password-free payment method and system. The method comprises the following steps that: a payer intelligent terminal places an order, and a background management system generates a payment deduction request and pushes the generated payment deduction request to a courier intelligent terminal; the courier intelligent terminal receives the payment deduction request, acquires a field payment condition and transmits the acquired field payment condition to the background management system; and the background management system acquires the geographical position of the courier intelligent terminal and the order-placing geographical position of the payer intelligent terminal respectively, judges whether or not a preset condition is satisfied, if so, acquires a payment permission command of a payer, and deduces an amount requested to be paid from a payer account in order to finish payment. Double-party identity authentication is finished by acquisition of the geographical positions of the courier terminal and a sender terminal and generation of a dynamic transaction password in a transaction process, so that payment can be finished without inputting of any password. Meanwhile, the security and credibility of transactions are ensured; the payment efficiency and security are improved; and convenience is brought to express fee payment for a user.

Description

technical field [0001] The invention relates to the field of wireless communication, in particular to a secret-free payment method and system for courier fees. Background technique [0002] There are two traditional payment methods for the courier to collect the payment for the goods or the sender to pay at the door: to pay in cash; to swipe the bank card at the POS machine. [0003] The sender sometimes needs to give change to the cash courier, and the sender also needs to enter the bank card password when swiping the card. The sender often forgets or enters the wrong password. These two payment methods are very inefficient, the transaction environment is not safe enough, and the payment process takes up a lot of courier receiving time. [0004] Therefore, the prior art still needs to be improved and developed. Contents of the invention [0005] The technical problem to be solved by the present invention is to provide a secret-free payment method and system for courier ...

AI Technical Summary

Problems solved by technology

[0005] The technical problem to be solved by the present invention is to provide a secret-free payment method and system for courier fees in view of the above-mentioned defects of the prior art, aiming to solve the problem of sending a parcel when the courier collects the payment on behalf of the courier or picks up the parcel in the prior art. Low payment efficiency and unsafe transaction environment when people use cash payment or POS machine to swipe the card

Images