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Method for payment transaction via mobile terminal, service provider, and system for payment transaction via mobile terminal

A service provider, mobile terminal technology, applied in the field of communication, can solve the problem of low security

Inactive Publication Date: 2015-11-11
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides a mobile terminal payment transaction method, service provider and system, aiming to solve the problem of low security in remote payment transactions of mobile terminals

Method used

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  • Method for payment transaction via mobile terminal, service provider, and system for payment transaction via mobile terminal
  • Method for payment transaction via mobile terminal, service provider, and system for payment transaction via mobile terminal
  • Method for payment transaction via mobile terminal, service provider, and system for payment transaction via mobile terminal

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Embodiment Construction

[0047] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0048] The invention provides a mobile terminal payment transaction method.

[0049] refer to figure 1 , figure 1 It is a schematic flowchart of the first embodiment of the mobile terminal payment transaction method of the present invention.

[0050] In the first embodiment, the method for the mobile terminal payment transaction includes:

[0051] Step 101, obtain the digital certificate sent by the service provider (ServiceProvider, SP);

[0052] Specifically, such as figure 2 as shown, figure 2 It is a schematic diagram of a mobile terminal payment transaction scenario provided by the present invention. The service provider SP (N) sends the digital certificate to the certificate manager (CertMgt.), and the CertMgt. sends the digital certificate to the trusted server (TivoliStorageManager, TSM), thereby compl...

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Abstract

The invention discloses a method for payment transaction via a mobile terminal, comprising the following steps: sending a digital certificate to a trusted service manager TSM through a certificate manager; receiving a request sent by a mobile terminal for acquiring personal information, and sending the personal information to the mobile terminal, wherein the personal information is used to activate the digital certificate; and receiving transaction data sent by the mobile terminal after the transaction data is encrypted by the digital certificate, and sending a payment result corresponding to the transaction data to the mobile terminal. The invention further discloses a service provider and a system. The invention provides a set of hardware-based security protection armor for mobile remote payment business transaction, large payment and other applications, so that users are no longer worried about information theft by mobile phone viruses, Trojans and the like, and transaction security of users is ensured.

Description

technical field [0001] The present invention is a divisional application for an invention patent application with the application number 201410654896.5, the application date is November 17, 2014, and the title is "Mobile Terminal Payment Transaction Method, Mobile Terminal, Service Provider and System". [0002] The present invention relates to the communication field, in particular to a mobile terminal payment transaction method, service provider and system. Background technique [0003] At present, mobile remote payment is favored by many people because of its fast transfer payment and low handling fee. However, with the continuous exposure of cases of hackers and criminals stealing customer funds, many people have raised many doubts about the security of this type of payment method. [0004] At present, the most commonly used security means in the field of mobile remote payment by various commercial banks and third-party payment institutions is random dynamic password, w...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/325G06Q20/38215
Inventor 黄秀国
Owner ZTE CORP