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Account management and control method and transaction platform

A trading platform and account technology, applied in the direction of buying and selling/lease transactions, etc., to achieve the effect of convenient fund transfer, saving manpower and material resources, and solving capital turnover difficulties

Inactive Publication Date: 2015-12-16
ZHONGLIAN SHENGTONG BEIJING TECH DEV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide an account management and control method and a trading platform to solve the technical problem that the prior art cannot carry out safe and convenient fund transfer between multi-level orders

Method used

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  • Account management and control method and transaction platform
  • Account management and control method and transaction platform

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0036] An embodiment of the present invention provides an account management and control method, which controls transactions among purchasers, primary suppliers, and secondary suppliers through a transaction platform.

[0037] The purchaser can be an educational institution such as a school for purchase, or any enterprise or government agency. The purchaser has sufficient credit and requires payment after the arrival of the goods, and deferred payment.

[0038] Primary suppliers are usually small suppliers with mediocre credit and tight funds. They assume the responsibility of directly supplying goods to purchasers, but they need to purchase from multiple sub-suppliers.

[0039] Sub-suppliers are large-scale suppliers, that is, source enterprises, with sufficient supply and large volume, and require payment before delivery, and the payment will be unfrozen in full when the goods arrive.

[0040] The trading platform provides account management for mutual transactions and provi...

Embodiment 2

[0068] Such as figure 2 As shown, the embodiment of the present invention provides a transaction platform, which includes a platform account, a virtual account of a primary supplier, and a virtual account of a secondary supplier. Level order transactions. In addition, the general account of the purchaser, the general account of the primary supplier and the general account of the secondary supplier are also involved in the transaction process.

[0069] The specific transaction process and the functions of the transaction platform in this embodiment are as follows:

[0070] First, the junior supplier's general account deposits an advance payment into the junior supplier's virtual account. Afterwards, the platform account is used to deposit financing funds into the virtual account of the primary supplier. Among them, the financing can be provided by financial entity enterprises such as banks, and the prepayment and financing are combined into a total amount.

[0071] The tra...

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PUM

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Abstract

The invention discloses an account management and control method and a transaction platform, belongs to the technical field of electronic commerce, and solves a technical problem that the fund transfer among orders of a plurality of stages cannot be carried out safely and conveniently in the prior art. The method comprises the steps that a primary supplier common account deposits advance payment in a primary supplier virtual account; a platform account deposits a financing fund into the primary supplier virtual account, wherein the advance payment and the financing fund come to a total fund; the transaction platform enables the total fund to be transferred into a secondary supplier virtual account from the primary supplier virtual account; the transaction platform enables the total fund to be transferred into a secondary supplier common account from the secondary supplier virtual account after a purchasing side guarantees the transaction; the purchasing side deposits a transaction fund into the primary supplier virtual account; the transaction platform deducts a fund, which needs to be deducted, from the transaction fund, and deposits the fund into a platform account; and the transaction platform enables the remaining transaction fund to be transferred into the primary supplier common account.

Description

technical field [0001] The invention relates to the technical field of e-commerce, in particular to an account management and control method and a transaction platform. Background technique [0002] E-commerce is a new type of business model in which goods are exchanged and funds are transferred through network communication technology. E-commerce is the product of the development of computer technology and the widespread popularization of the Internet in all walks of life. It has shown great advantages and vitality to people. Through e-commerce, the production cost of goods can be reduced, and enterprises can also provide customers with fast and convenient services. At the same time, they can scientifically and effectively reduce the circulation of goods, and can quickly understand the dynamics of consumers. E-commerce will also play a very good role in driving the development of IT, finance and logistics industries. E-commerce not only promotes the development of many eme...

Claims

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Application Information

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IPC IPC(8): G06Q30/06
Inventor 李立秋
Owner ZHONGLIAN SHENGTONG BEIJING TECH DEV