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Method and device for providing financial data to a user

A financial data and user technology, applied in finance, data processing applications, electronic digital data processing, etc., can solve problems such as information asymmetry and user information cannot be disclosed, saving time and enhancing trust.

Inactive Publication Date: 2016-06-22
SHACOM COM
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The technical problem to be solved by the present invention is that the information of all participating users in traditional network transactions cannot be disclosed, so that the participating users face information asymmetry

Method used

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  • Method and device for providing financial data to a user
  • Method and device for providing financial data to a user
  • Method and device for providing financial data to a user

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Experimental program
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Embodiment Construction

[0033] The main technical means of the present invention is to connect the user terminal and the server through the Internet, analyze and set the credit rating and minimum bidding price of each user by the server calculation, and display the multiple information on the screen of the user terminal through the network , so that participating users can conduct direct financing on the funding platform under fair, open and just conditions. In order to make the examiners further understand the technical characteristics of the present invention, the implementation modes are described in detail below, and preferred specific examples are listed for illustration.

[0034] See first image 3It is a schematic diagram of the module structure of the present invention, a user 10 is connected to a server 20 through the Internet through the user operation interface of the user terminal 11, and the user 10 can fill in the user registration application through the user operation interface of the...

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Abstract

A method and a processing device for providing financial data to a user are provided. The method includes: storing personal data uploaded by users into a database; obtaining personal data from the database by a server; scoring personal data individually for each user and sorting scores through an examination module in the server, and calculating relative transaction conditions of the users according to the sorting results by the examination module; and displaying the sorting results and the transaction conditions via user terminals of the users by the server. As compared to the conventional online transactions where the user cannot determine the credit statuses of the transaction counterparts and is lack of sense of trust to the online financial transactions, the present invention allows the user to inquire online categories of and transaction conditions of other users to improve the sense of trust to the transaction platform and to save the time taken by the users to authenticate their transaction counterparts.

Description

【Technical field】 [0001] The invention relates to the field of financial applications, in particular to a method and device for providing financial data to users. 【Background technique】 [0002] Bidding Club is a popular financing activity in Taiwan. With the design of its organizational structure, Rotating Savings and Credit Association (ROSCA), depositors and borrowers can be brought together in a financing combination. Through the bidding mechanism for funds in the financing combination structure, Each user can be a depositor or a borrower. In other words, every participant in the bidding organization has the option to borrow money. The operation of the traditional standard club is based on the network of people. Its development is deeply restricted by geographical space and risk management, and it can only be limited to small groups of regional individuals. However, with the development of network technology, after the Internet replaces the interpersonal network, the o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F17/30G06Q40/00
CPCG06F16/9535G06Q40/00G06Q40/03
Inventor 简政陈彦岑吴政原
Owner SHACOM COM
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