System and method based on consumption load service management mode

A business management and loan technology, which is applied in data processing applications, instruments, finance, etc., can solve problems such as errors and omissions, the authenticity of lenders’ personal credit is difficult to inspect, and easy to lose, etc., and achieves convenient use, simple and fast archiving and backup, and economical The effect of labor costs

Inactive Publication Date: 2016-07-20
CHENGDU TAINIU TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Based on this, in response to the above problems, it is necessary to propose a system and method based on the management of consumer loan business. This application solves the traditional problem of using paper documents to calculate loan payments by integrating the loan business and loan process into a management system. It is prone

Method used

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Embodiment

[0030] This embodiment discloses a system based on a consumer loan business management method. The system is composed of a PC terminal and an APP terminal. The PC terminal and the APP terminal are respectively applied to a PC and a mobile terminal. The functional modules in the PC terminal and the APP terminal same, which respectively include:

[0031] An organizational structure module, the organizational structure module is used to set the company's organizational structure, the basic unit of the organizational structure is the application port, and the organizational structure module also assigns permissions to different application ports;

[0032] Loan setting module, the loan setting module is used to set loan information, and the loan information includes minimum down payment ratio, maximum loan amount, loan interest rate, handling fee ratio, margin ratio, investigation fee, file fee, risk fee ratio, management fee , notarization fee and repayment period;

[0033] Loan ...

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Abstract

The invention discloses a system and method based on a consumption load service management mode. The system is composed of a PC end and an APP end. The PC end and the APP end are respectively applied to a PC machine and a mobile terminal, function modules in the PC end and the APP end are the same, the function modules comprise an organization configuration module, a loan arrangement module, a loan credit module, an information collection module, a load bill module, a user database and a prompt module, an administrator inputs various load information into the system, a worker collects borrower information and credit information and synchronizes the information to a server, an assessing officer examines the information of a borrower and the credit information and decides whether to lend a loan, the credit information of the borrower can also be updated according to operation of the borrower, and the system urges the borrower to pay the loan when the borrower does not pay within a time limit or rejects to pay the loan. According to the invention, a loan service management system is established, and a management method thereof is provided, and thus efficient management of loan service is realized.

Description

technical field [0001] The invention relates to the technical field of lending business management, in particular to a system and method based on a consumption loan business management method. Background technique [0002] With the change of people's consumption concept, the demand for loan business is also increasing. However, the traditional loan business has the following disadvantages: 1. The traditional loan budget method is paper or oral, which requires employees to make decisions according to different loan amounts and loan Complicated repayment calculations for interest rates are prone to calculation errors, and the calculations are time-consuming, troublesome, and labor-intensive; 2. Traditional loans are not easy to inspect the authenticity of lenders' loan investigation results, and paper investigation files are inconvenient and easy to lose; 3 1. Merchants have no way to understand the credit status of the lender. If the credit of the lender has problems, it is e...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 王胜
Owner CHENGDU TAINIU TECH CO LTD
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