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A mobile terminal and method for hiding payment code

A mobile terminal and payment code technology, which is applied in the field of mobile terminals with hidden payment codes, can solve problems such as unguaranteed user property and illegal payment, and achieve the effects of improving user experience, reducing password leakage, and avoiding information leakage.

Active Publication Date: 2019-11-15
NUBIA TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, the security of the payment code has become a problem that people have to consider. For example, when the user is queuing to pay, he sets the payment code in advance and only waits for payment. At this time, it is easy to be illegally used by some people. Generate illegal payment for scanning, so that users' property cannot be guaranteed

Method used

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  • A mobile terminal and method for hiding payment code
  • A mobile terminal and method for hiding payment code
  • A mobile terminal and method for hiding payment code

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0063] An embodiment of the present invention provides a mobile terminal for hiding payment codes. image 3 It is a schematic diagram of the composition and structure of the mobile terminal according to the embodiment of the present invention; image 3 As shown, the mobile terminal includes: a monitoring unit 31, a statistics unit 32, a determination unit 33, an execution unit 34, and a time threshold setting unit 35; wherein,

[0064] The monitoring unit 31 is configured to analyze the processes in the system or the log information in the system to determine that the payment application is in the state of displaying the payment code. Specifically, payment applications include: some payment software applications such as Alipay, mobile banking, and stock application software; the payment code is payment data presented in the form of a barcode, two-dimensional code, etc., and the payment code can be read by merchants or users , merchants or users make online payments according ...

Embodiment 2

[0081] In Embodiment 1, no matter who the login user is, a unified set of time thresholds is adopted. Although the time thresholds for each payment application are set separately, they still cannot meet actual user needs. Image 6 It is a schematic diagram of the composition and structure of the mobile terminal in Embodiment 2 of the present invention; therefore, in Embodiment 2, an overall security mechanism configuration method is adopted, and an overall security mechanism configuration unit 36 ​​is added: used to set each type of security mechanism according to the user login mode. The overall security mechanism parameters in the mode, the overall security mechanism parameters include payment application types that can display payment codes, and the time threshold corresponding to each payment application type; the user login mode includes: visitor mode, machine owner mode, and child mode.

[0082] The mobile terminal that hides the payment code provided in this embodiment c...

Embodiment 3

[0084] Based on the first embodiment, the embodiment of the present invention further provides a mobile terminal, and the mobile terminal further includes: an information receiving unit 37 . Figure 7 It is a schematic diagram of the composition and structure of the mobile terminal according to the third embodiment of the present invention.

[0085] The information receiving unit 37 is configured to receive a message of payment success or payment failure.

[0086] In this embodiment, after receiving the payment success or payment failure message, the information receiving unit 37 may notify the payment application software to close the display of the payment code. The monitoring unit 31 analyzes the process in the system or the log information in the system and determines that the payment application is not in the state of displaying the payment code, and then stops the processing function of hiding the payment code.

[0087] The mobile terminal for hiding the payment code pr...

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PUM

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Abstract

The invention discloses a mobile terminal and method capable of hiding payment codes, and belongs to the technical field of communication. The mobile terminal comprises a computing unit, a determination unit and an execution unit, wherein the computing unit computes the length from the last moment for displaying a payment code by a payment application in payment code displaying state to the current moment, the determination unit determines whether the length exceeds the preset time threshold corresponding to the payment application, and the execution unit hides the payment code of the payment application when the determination unit determines that the length exceeds the preset time threshold corresponding to the payment application. In a payment process using a payment code, the payment code can be hidden if the payment is not completed immediately and the set time limit is reached. Information leakage can be prevented, and payment safety can be improved. Financial loss probability of a user can be reduced, and the use experience can be improved.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a mobile terminal and method for hiding payment codes. Background technique [0002] With the widespread use of mobile terminals, many transactions are carried out using the online payment method of the terminal device payment application. Various online payment methods have appeared, and the payment methods are becoming more and more convenient and concise. Based on various fast payment situations, the application of payment codes has been widely promoted. The payment codes are barcodes, two-dimensional codes The payment data presented in the form of other forms, the payment code can be read by the merchant or the user, and the merchant or the user performs online payment according to the read payment code data. Therefore, the security of the payment code has become a problem that people have to consider. For example, when the user is queuing to pay, he sets the payment ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/382G06Q20/4014G06Q20/40145
Inventor 叶澍东
Owner NUBIA TECHNOLOGY CO LTD