Payment security control system and payment security control method
A security control and payment security technology, applied in the field of communication, can solve the problems such as the inability to provide hierarchical management of payment authority, and the lack of quota control for fingerprints, and achieve the effects of high promotion value, improved security, and convenient use.
Inactive Publication Date: 2016-11-16
CHINA UNIONPAY
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Problems solved by technology
[0007] (2) The same bank card on a terminal does not control the amount of fingerprints of different users
[0008] In terms of security, mobile payment generally supports verification methods based on biometrics (such as fingerprints, etc.), and a smart terminal may have multiple users (such as parents and children). Currently, users who have entered fingerprints have the same payment authority, the system cannot provide hierarchical management of payment authority
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[0041] Introduced below are some of the various embodiments of the invention, intended to provide a basic understanding of the invention. It is not intended to identify key or critical elements of the invention or to delineate the scope of protection.
[0042] figure 1 It is a schematic configuration diagram showing a payment security control system according to an embodiment of the present invention.
[0043] Such as figure 1 As shown, the payment security control system according to an embodiment of the present invention includes: a payment processing module 100 , a security control module 200 , a biometric identification device 300 and an NFC processing device 400 .
[0044] The payment processing module 100 runs in the background in the form of a service, and accepts remote payment or near-field payment. The payment processing module 100 calls the biometric identification device 300 according to the processing request of the accepted remote payment or near-field payment,...
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The invention relates to a mobile payment security control system and a method thereof. The system comprises a payment processing module, a biological feature identification apparatus and a security control module, wherein the payment processing module, according to a payment request, schedules the biological feature identification apparatus, obtains a biological feature value from the biological feature identification apparatus and sends the obtained biological feature value and bank card information and a consumption sum to the security control module; the biological feature identification apparatus is used for acquiring a biological feature according to the scheduling of the payment processing module, obtaining the biological feature value, and returning the biological feature value to the payment processing module; and the security control module is used for storing payment authority configuration information in advance, and the security control module is also used for, according to the bank card information, the consumption sum and the biological feature value from the payment processing module, performing authority analysis on the basis of the payment authority configuration information, and returning a verification result to the payment processing module. According to the invention, payment authority graded control can be performed effectively based on the biological feature.
Description
technical field [0001] The invention relates to communication technology, in particular to a payment security control system and a payment security control method for performing hierarchical control of payment authority based on biometric features. Background technique [0002] Mobile payment is a payment method for consumers to pay for the goods or services they consume through mobile terminals. Customers directly or indirectly send payment instructions to banking and financial enterprises through mobile devices, the Internet or short-distance transmission technology to generate currency payments and fund transfers, realize mobile payment of funds, and realize the integration of terminal devices, the Internet, application providers and financial institutions. Complete financial services such as currency payment and bill payment. [0003] According to different technical means, mobile payment can be divided into: remote payment or online payment, that is, the user uses a mo...
Claims
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IPC IPC(8): G06Q20/40
CPCG06Q20/40145
Inventor 沈志嵘
Owner CHINA UNIONPAY