Credit limit authorizing method and apparatus

Abstract

The invention is applicable to the field of information processing and provides a credit limit authorizing method and apparatus. The method includes the following steps: receiving a credit limit authorizing request transmitted by an intelligent terminal; acquiring the feature information carried in the credit limit authorizing request, the feature information including a user account; determining whether the feature information meets the conditions for credit limit; when the feature information meets the conditions for credit limit, computing the credit limit of the user account; and based on the credit limit, authorizing the user account. According to the embodiments of the invention, the method allows different user groups to have different credit limits, prevents a user from purchasing large products from a television program by credit consumption, ensures reliable implementation of credit consumption at an intelligent television terminal, increases utilization of credit consumption, and further promote the development of intelligent television programs.

Description

technical field [0001] The invention belongs to the field of information processing, and in particular relates to a credit limit authorization method and device. Background technique [0002] The emergence of smart TV has quietly changed the audience's habit of using TV. An authoritative survey report pointed out that 52% of users are willing to use smart TVs to pay, and users have gradually accepted paid content such as videos, games, education, and shopping. Therefore, the prototype of the future living room economy has been initially presented. [0003] As a new type of consumption model, credit consumption on smart TV is an important part of TV consumption and is favored by many consumers. [0004] However, the credit limit used in the credit consumption of the existing smart TV end is basically a default value, and the credit limit is relatively small, so that users can try to use the credit consumption function provided by the smart TV. In the case of equal credit gr...

AI Technical Summary

Problems solved by technology

[0005] The purpose of the embodiments of the present invention is to provide a credit limit authorization method and device, aiming to solve the problem in the prior art that users cannot purchase large-scale products on TV programs through credit consumption, thereby reducing the utilization rate of the credit consumption function question

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