Insurance policy information correction method and device

A policy and premium technology, applied in the computer field, can solve problems such as code redundancy, multiple calculation formulas for premium changes, and affecting system performance

Active Publication Date: 2017-05-31
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

In this way, due to the wide variety of insurance products or insurance targets, there are a lot of ca

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  • Insurance policy information correction method and device
  • Insurance policy information correction method and device
  • Insurance policy information correction method and device

Examples

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Embodiment Construction

[0046] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0047] figure 1 It is an application environment diagram of the policy information modification method in an embodiment. Such as figure 1As shown, the terminal 110 communicates with the server 120 through the network. Various applications can be installed and run on the terminal 110. The terminal 110 generates a policy modification request through the application, and sends the policy modification request to the server 120 through the network, wherein the policy modification request includes the policy identification to be modified, the factor identification to be modified and Correction informa...

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Abstract

The invention relates to an insurance policy information correction method and a device. The method comprises steps of receiving an insurance policy correction request sent by a terminal, wherein the insurance policy correction request comprises an insurance policy identifier, a correction factor identifier and correction information corresponding to the correction factor identifier; detecting whether a correction factor corresponding to the correction factor identifier is an insurance premium change factor, and if yes, using the correction factor as a target insurance premium change factor; searching a preset insurance premium change calculation formula corresponding to the target insurance premium change factor, and according to the correction information, determining an input value corresponding to the insurance premium change calculation formula; substituting the input value into the corresponding insurance premium change calculation formula for calculation so as to obtain a first insurance premium change value corresponding to the target insurance premium change factor, and determine a second insurance premium change value corresponding to the insurance policy identifier according to the first insurance premium change value; and according to the second insurance premium change value, carrying out insurance premium correction processing. According to the invention, code redundancy is avoided and system performance is improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for correcting policy information. Background technique [0002] With the continuous improvement of the insurance system, after the insurance policy is issued, within the insurance period, if the insured finds that there are errors or omissions in the declaration when applying for insurance, or due to new or unexpected circumstances, the content contained in the insurance policy will be damaged. If it does not conform to the actual situation, you can apply for correction of the policy information, so as to supplement or change the content of the original insurance policy, so that the insured subject can obtain insurance protection that is suitable for the actual situation. [0003] Generally, when revising an insurance policy, one or more factors in the policy information (for example, factors such as insured information, policyholder information, and insura...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q10/10
CPCG06Q10/103G06Q40/08
Inventor 陈之群辛朋
Owner PING AN TECH (SHENZHEN) CO LTD
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