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A method and device of a shared account

An account and sharing request technology, applied in the field of communication, can solve complex problems such as no payment account, and achieve the effect of ensuring account security and convenient sharing

Active Publication Date: 2022-08-09
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

For some specific groups of users, such as middle-aged and elderly people, children, etc., there may also be mobile payment needs, but they do not have their own independent payment accounts, and the operation process of mobile payment is too complicated for them

Method used

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  • A method and device of a shared account
  • A method and device of a shared account
  • A method and device of a shared account

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Embodiment Construction

[0032] In order to make the objectives, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings. Obviously, the described embodiments are only a part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0033] The network architecture and service scenarios described in the embodiments of the present invention are for the purpose of illustrating the technical solutions of the embodiments of the present invention more clearly, and do not constitute a limitation on the technical solutions provided by the embodiments of the present invention. The evolution of the architecture and the emergence of new business scenarios, the technical...

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Abstract

In a method for sharing accounts, a terminal of a first user initiates a sharing request to a payment platform, and the sharing request carries the payment account of the first user. The payment platform generates a shared identifier with permission to use the payment account according to the sharing request. The terminal of the first user acquires the shared identifier from the payment platform, and encodes the shared identifier into a machine-readable code (eg, two-dimensional code, barcode) for the second user to use. The present invention realizes a convenient sharing method for audience ratings, and provides mobile payment services for more users. Moreover, in the process of providing the mobile payment service for other users, the payment account and password information of the shared user do not need to be disclosed, which ensures the security of the shared user's account.

Description

technical field [0001] The present invention relates to the field of communication technologies, and in particular, to a method and device for sharing accounts. Background technique [0002] With the rapid popularization of mobile terminals, mobile Internet and wireless Internet, mobile payment has become a widely used payment method in people's daily life. In the mobile payment system, users have their own payment accounts. The payment platform in the mobile payment system ensures that only the user himself can initiate or confirm the transaction in the payment account through personal or device verification methods such as personal identification number (PIN) or mobile phone verification code. For some specific groups of users, such as middle-aged and elderly people, children, etc., there may also be mobile payment needs, but they do not have their own independent payment accounts, and the operation process of mobile payment is too complicated for them. . Therefore, for...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/32
CPCG06K7/10297G06K7/1413G06K7/1417G06Q20/325G06Q20/40
Inventor 薛定胜陈怀友
Owner HUAWEI TECH CO LTD