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Mobile device with fast payment and payment method

A mobile device, a fast technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of inability to complete the payment, operation difficulties, etc., to achieve the effect of convenient payment life

Inactive Publication Date: 2017-09-08
山东开创云计算有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] With the popularization of the Internet, WeChat payment, Alipay payment, QQ payment and other mobile fast payment appear, which facilitates our payment, but there are also many disadvantages: this kind of fast payment is a third-party software-based payment, which needs to be installed by the user. The payment can only be made under the premise of the software, and it is difficult for the elderly who are not proficient in operating third-party software; at the same time, the use of third-party software for payment requires users to be connected to the Internet, which is convenient for us. It also puts forward strict requirements for us. When the user is in the case of no network, the payment cannot be completed

Method used

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  • Mobile device with fast payment and payment method

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Embodiment Construction

[0027] In order to clearly illustrate the technical features of this solution, the present invention will be described in detail below through specific implementation modes and in conjunction with the accompanying drawings.

[0028] Such as figure 1 As shown in , a mobile device for quick payment, including a bank card binding module, a token identification storage module, an NFC communication module and a fingerprint password module arranged on the mobile device;

[0029] The bank card binding module is used to communicate with the bank in the case of network communication, associate and bind the bank card with the mobile device, and receive the specific token issued by the bank for the bound bank card logo;

[0030] The token identification storage module communicates with the bank card binding module to store the bank card information bound by the mobile device and the token identification information corresponding to the bank card;

[0031] The NFC communication module i...

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Abstract

Provided is a mobile device with fast payment. The mobile device comprises a bank card binding module, a token identifier storage module, a NFC communication module and a fingerprint password module which are arranged on the mobile device, and the bank card binding module is used for communicating with banks in a network communication condition, binding bank cards to the mobile device in an associative manner, and receiving specific token identifiers distributed by the banks for the bound bank cards. According to the mobile device, by employing the above structure, payment can be performed without third party software so that the elderly who is not good at operating the third party software can also easily user the mobile device; and the payment can be still smoothly performed without a network so that convenience is brought to people's payment life.

Description

[0001] Technical field: [0002] The invention relates to a fast payment mobile device and a payment method. [0003] Background technique: [0004] With the popularization of the Internet, WeChat payment, Alipay payment, QQ payment and other mobile fast payment appear, which facilitates our payment, but there are also many disadvantages: this kind of fast payment is a third-party software-based payment, which needs to be installed by the user. The payment can only be made under the premise of the software, and it is difficult for the elderly who are not proficient in operating third-party software; at the same time, the use of third-party software for payment requires users to be connected to the Internet, which is convenient for us. It also puts forward strict requirements for us. When the user is without the Internet, the payment cannot be completed. [0005] Invention content: [0006] The invention provides a mobile device and payment method for fast payment, which is re...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/32G06Q20/40
CPCG06Q20/108G06Q20/327G06Q20/40145
Inventor 娄志泽
Owner 山东开创云计算有限公司