Cash business processing method and system based on accounting and cashier separation

Abstract

The invention discloses a cash business processing method and a system based on accounting and cashier separation. The method includes the following steps: (1) receiving a cash business request of a user; generating account transaction information and cashier operation information according to the cash business request, wherein the cashier operation information has an associated transaction verification certificate attached; and reading the cashier operation information and verifying the transaction verification certificate, and performing a cash withdrawal operation if the transaction verification certificate passes verification; and (2) acquiring a cash depositing operation of a customer; generating cashier operation information according to the cash depositing operation, wherein the cashier operation information has an associated transaction verification certificate attached; and reading the cashier operation information and verifying the transaction verification certificate, and generating account transaction information if the transaction verification certificate passes verification. Lower counters can share one piece of cash processing equipment to handle cash business under the premise that the existing low-counter system of banks is not transformed.

Description

technical field [0001] The invention relates to a capital transaction processing method, in particular to a cash business processing method and system with separation of bookkeeping and cashier. Background technique [0002] Low-counter service is an important channel for domestic commercial bank branch services. According to regulatory requirements, low-counter is currently unable to accept cash business, and cash business can only be handled at high-counter outlets. Due to the unbalanced business volume of high-low-counter and difficult to accurately predict, reduce In order to improve the efficiency of human resources of the bank, in order to solve this problem, cash machines can be introduced in low-level counters to handle cash business, such as cash counters, cash machines, ATMs and other equipment to handle deposit and withdrawal business. This brings about two other problems: one is the problem of system transformation. To use cash equipment in low-level counters and...

AI Technical Summary

Problems solved by technology

[0002] The low-counter service is an important channel for domestic commercial bank outlets. According to regulatory requirements, the low-counter is currently unable to accept cash business. In order to improve the human resource efficiency of the bank, in order to solve this problem, cash machines and tools can be introduced in the low cabinet to handle cash business, such as the introduction of cash cabinets, cash machines, ATMs and other equipment to handle deposit and withdrawal business

This brings about two other problems: one is the problem of system transformation. To use cash equipment in the low cabinet and accept cash business, it is necessary to transform the bank's counter system. The project workload is heavy and the project approval process is complicated. If only the branches and branches have such a demand, the head office may not approve the project for renovation; the second is the reuse of cash equipment. If each low cabinet is equipped with cash processing equipment, the cost will be very high

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