Internet financial data processing platform

A financial data and processing platform technology, applied in the computer field, can solve problems such as high operational risk, opaque information, and low efficiency of information interaction

Inactive Publication Date: 2017-11-28
大家信科有限责任公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, with the improvement of people's living standards, people pay more and more attention to related products in the financial field. Therefore, related financial products have also been vigorously developed. However, with the development of the types of financial products and the process of handling business, trade finance Domain management poses challenges
[0003] However, in related technologies, trade finance business such as letters of credit and trade financing carried out around trade activities are still operated in the traditional way offline due to their technical and professional nature, with opaque information, cumbersome steps, lack of standardization, and no centralized management or trading place, high operational risk, low efficiency of information interaction, and cannot adapt to the progress and development of the financial field

Method used

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Embodiment Construction

[0023] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary and are intended to explain the present invention and should not be construed as limiting the present invention.

[0024] According to the above analysis, the trade finance processing methods in the prior art have at least the following processing drawbacks:

[0025] First: The information in the field of trade finance is opaque. Trade financial instruments, including letters of credit and trade financing, lack centralized and professional online information interaction and management venues, resulting in low matching efficiency of funds and assets, frequent risk cases such as false trade backgrounds and fraud, and lack of liquidity of assets...

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Abstract

The invention discloses an internet financial data processing platform. The platform comprises a display layer, a business service logic layer, a data processing layer, a customer grading and credit extension data acquisition layer and a resource layer, wherein the display layer is used for providing internet financial data interaction entrances for users by adoption of a plurality of business clients; the business service logic layer is used for providing various sub-services corresponding to internet finance so as to carry out business data interaction with the display layer; the data processing layer is used for packaging business data of associated systems, transferring the business data to a receiver through a preset interface by adoption of a class block chain architecture, notifying operators to process related business processes through a preset manner, and recording the operation process through a preset monitoring manner; the customer grading and credit extension data acquisition layer is used for acquiring related data of a third party to the platform through an FTP protocol, and providing the related data to the business personnel to carry out data analysis; and the resource layer is used for providing infrastructural resources supporting the operation of the platform. According to the platform, full-process electronic and standard operations are provided for trade and financial services, and simple, convenient, rapid and safe user experience is brought.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to an Internet financial data processing platform. Background technique [0002] At present, with the improvement of people's living standards, people pay more and more attention to related products in the financial field. Therefore, related financial products have also been vigorously developed. However, with the development of the types of financial products and the process of handling business, trade finance Domain management presents challenges. [0003] However, in related technologies, trade finance business such as letters of credit and trade financing carried out around trade activities are still operated in the traditional way offline due to their technical and professional nature, with opaque information, cumbersome steps, lack of standardization, and no centralized Management or trading venues have high operational risks and low information exchange efficiency, which c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q40/08
CPCG06Q40/08G06Q40/03
Inventor 周红军韩雪杨阳刘伟柏如亮吉文琪王昊刘洪波杨科张伟强周子君李钰郑超李枭曹博李泽
Owner 大家信科有限责任公司
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