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Mobile terminal browser payment method based on block chain technology

A mobile terminal and blockchain technology, applied in the payment system, payment system structure, instruments, etc., can solve problems such as platform running away, bad influence, and capital retention

Active Publication Date: 2017-12-01
苏州缓流科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extremely serious problems will arise.
At the same time, the authenticity of the transaction information provided by the platform cannot be guaranteed, and there may be acts of forging or altering transactions to extract funds from merchants and users

Method used

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  • Mobile terminal browser payment method based on block chain technology
  • Mobile terminal browser payment method based on block chain technology
  • Mobile terminal browser payment method based on block chain technology

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0045] The specific transaction process of mobile terminal browser payment is as follows:

[0046] The user submits the order: the user selects the product to be purchased on the merchant's mobile webpage shopping mall, clicks the payment button, and the mobile webpage sends the order information to the merchant's order system to generate a payment request;

[0047] The merchant system returns the mobile webpage payment request page: the merchant order system generates a mobile webpage payment request page, and returns the page to the user's mobile webpage;

[0048] The user submits a payment request: the user's mobile web page jumps to the payment request page, and submits the payment request to any node on the blockchain payment system;

[0049] The block chain broadcasts the payment request and forms a block: the node receives the payment request from the mobile webpage, verifies the request, and sends it to other nodes in the block chain after the verification is successful,...

Embodiment 2

[0067] A mobile terminal browser payment method based on block chain technology, comprising:

[0068] S1. The user submits the order: the user selects the product to be purchased on the merchant's mobile terminal browser shopping mall, clicks the payment button, and the mobile terminal browser sends the order information to the merchant's order system to generate a payment request;

[0069] S2. Submission steps: The merchant order system generates a mobile terminal browser payment request page, and returns the page to the user's mobile terminal browser; the user's mobile terminal browser jumps to the payment request page, and submits the payment request to the blockchain Any node of , then at this time, the node constitutes the receiving node;

[0070] S3. Block chain processing step: after the block chain verifies the payment request, the verified payment request is formed into a block through a consensus algorithm, thus, the payment request is recorded on the block chain;

...

Embodiment 3

[0101] A mobile terminal browser payment method based on block chain technology, including only:

[0102] S1. The user submits the order: the user selects the product to be purchased on the merchant's mobile terminal browser shopping mall, clicks the payment button, and the mobile terminal browser sends the order information to the merchant's order system to generate a payment request;

[0103] S2. Submission steps: The merchant order system generates a mobile terminal browser payment request page, and returns the page to the user's mobile terminal browser; the user's mobile terminal browser jumps to the payment request page, and submits the payment request to the blockchain Any node of , then at this time, the node constitutes the receiving node;

[0104] S3. Block chain processing step: after the block chain verifies the payment request, the verified payment request is formed into a block through a consensus algorithm, thus, the payment request is recorded on the block chain...

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PUM

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Abstract

Provided is a mobile terminal browser payment method based on a block chain technology. The method comprises the following steps: S1, a user submitting an order; S2, a submitting step; S3, a block chain processing step; S4, a monitoring and payment step; S5, a payment result processing step; S6, a clearing step; S7, ending payment. A prophet system of the field of a block chain is introduced, and the system is used between a block chain and a payment channel. The method is beneficial for applying accurate and timely supervision in more dimensions, and can solve problems that online e-commerce service platforms and offline payment service providers are suspected of being involved in two clearing.

Description

technical field [0001] The invention relates to the technical field of payment transactions, in particular to a payment method for mobile terminal browsers based on block chain technology. Background technique [0002] At present, with the large-scale growth of Internet and mobile phone users, Internet payment and mobile payment are developing rapidly. At the same time, the regulatory authorities found that many platforms used the "big merchant" and "second-clearance" models in the actual business process. The "big merchant" model refers to the situation where multiple merchants use the same merchant code, which violates the principle of authenticity of the merchants; Individuals, and then the company or individual settles to the merchant, which violates the principle of directness of settlement. It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extremel...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/32H04M1/725
CPCG06Q20/32G06Q20/382H04M1/72445
Inventor 杨阳
Owner 苏州缓流科技有限公司