Information processing method for payment order management

Abstract

An embodiment of the invention relates to an information processing method for payment order management. The method comprises the steps that a user terminal receives a commodity purchase instruction input by a user, generates an order creation request and sends the order creation request to a business server; the business server obtains commodity registration information of a to-be-purchased commodity; the business server generates internal order data; if a commodity type of the to-be-purchased commodity is a repeatedly purchasable type, the business server generates a third-party payment order request and sends the third-party payment order request to a corresponding third-party payment server according to payment channel information; the third-party payment server generates third-party payment order data; the third-party payment server sends the third-party payment order data to the business server; and the business server records a correlation relationship between a third-party order number and an internal order number, and stores the third-party payment order data. The payment order information can be subjected to statistics, analysis and query conveniently.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to an information processing method for payment order management. Background technique [0002] In order to meet the market demand of synchronous exchange, third-party payment came into being. The third party is the "intermediate platform" for the payment of funds between the buyer and the seller without credit guarantee or legal support. The buyer pays the payment to a third party other than the buyer and the seller. Set up an intermediate transitional account between people to achieve a controllable stagnation of remittances. Only when the two parties reach an agreement can the whereabouts of the funds be determined. The third party acts as an intermediary custody and supervision function, and does not take any risks, so to be precise, this is a payment escrow behavior, and payment guarantee is realized through payment escrow. In the rapidly developing Internet era, third...

AI Technical Summary

Problems solved by technology

Although this payment mode saves docking costs and simplifies the entire payment process, since there is no local payment order information, it is necessary to rely on third-party payment platforms when counting payment data, and there are generally more than one payment platform, so data aggregation will change. very cumbersome

Moreover, when there is a user operation error, repeated billing is likely to occur, and when a refund is required, it is necessary to perform item-by-item refund processing on the third-party platform

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