Payment method and system allowing payment code automatic recognition

An automatic identification and payment system technology, applied in the computer field, can solve the problems of payment failure and low identification accuracy, and achieve the effect of accurate identification and improvement of payment success rate.

Inactive Publication Date: 2018-06-22
GUANGZHOU FENGZHUSHOU NETWORK TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The existing technology generally uses the method of calling the payment browser type to identify the payment platform, but the recognition accuracy of this method is not high, which may easily lead to payment failure

Method used

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  • Payment method and system allowing payment code automatic recognition
  • Payment method and system allowing payment code automatic recognition
  • Payment method and system allowing payment code automatic recognition

Examples

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Effect test

Embodiment 1

[0036] An embodiment of the present invention provides a payment method for automatically identifying payment codes, see figure 1 , the method includes:

[0037] S1. When the user pays, obtain the payment code displayed by the user;

[0038] S2. Identify the payment platform corresponding to the payment code displayed by the user according to the pre-configured payment code rules;

[0039] S3. Calling the payment interface corresponding to the identified payment platform to perform a deduction operation.

[0040] It should be noted that the payment method for automatically identifying the payment code provided in this embodiment is implemented jointly by the front-end service and the back-end server. When the user pays, he opens the payment platform APP he uses to display the payment code in the payment platform APP, and the merchant scans the payment code through the front-end service to obtain the payment code. The front-end service sends the obtained payment code to the ...

Embodiment 2

[0058] An embodiment of the present invention provides a payment system for automatically identifying payment codes, which can realize all the processes of the above-mentioned payment method for automatically identifying payment codes, see image 3 , the system includes:

[0059] Obtaining module 1, used to obtain the payment code displayed by the user when the user pays;

[0060] The identification module 2 is configured to identify the payment platform corresponding to the payment code displayed by the user according to the pre-configured payment code rules; and,

[0061] The deduction module 3 is used to call the payment interface corresponding to the identified payment platform to perform the deduction operation.

[0062] Further, the identification module specifically includes:

[0063] a detection unit, configured to detect the length and the first two digits of the payment code presented by the user; and,

[0064] An identification unit, configured to identify the paym...

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PUM

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Abstract

The invention discloses a payment method allowing payment code automatic recognition. The method comprises the steps that before a user makes payment, the payment code displayed by the user is acquired; according to preconfigured payment code rules, a payment platform corresponding to the payment code displayed by the user is recognized; and deduction operation is performed by calling a payment interface corresponding to the recognized payment platform. The invention furthermore discloses a payment system allowing payment code automatic recognition. Through the payment method and system, the payment platform can be accurately recognized, and the success rate of payment is substantially increased.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a payment method and system for automatically identifying payment codes. Background technique [0002] With the rapid development of mobile payment, more and more people will choose to use Alipay or WeChat and other third-party payment platforms for offline cashier checkout whether they are dining in restaurants or shopping in malls. There are generally two methods of payment and cash register on the payment platform. One is to display the payment code in the payment platform APP for the user, and the merchant needs to select the corresponding payment APP to obtain the payment code for deduction operations. The other is to display the payment code in the payment APP for the merchant. Payment code, the user opens the scanning function in the corresponding payment APP to scan the collection code to perform payment operations. [0003] If the first method is used for payment, it ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K17/00G06Q20/08
CPCG06K17/0022G06Q20/0855
Inventor 江加芳郑杰马勇生
Owner GUANGZHOU FENGZHUSHOU NETWORK TECHNOLOGY CO LTD
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