Method and device for determining risk probability of service request event

A business request and risk probability technology, applied in the computer field, can solve problems such as difficulty in ensuring audit accuracy, difficulty in meeting rapid business development, and low efficiency, and achieve efficient and accurate risk determination

Inactive Publication Date: 2018-08-14
ALIBABA GRP HLDG LTD
View PDF0 Cites 27 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this method is inefficient and difficult to meet the needs of rapid business development; moreover, the accuracy of identifying high-risk users and high-risk events depends on the experience of the manually reviewed salesperson, and the differences in the experience of different salespersons will also It brings operational risks, making it difficult to guarantee the accuracy of the audit, and omissions often occur

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Method and device for determining risk probability of service request event
  • Method and device for determining risk probability of service request event
  • Method and device for determining risk probability of service request event

Examples

Experimental program
Comparison scheme
Effect test

Embodiment approach

[0083] According to an implementation manner, the relationship feature acquisition unit 530 includes: a crowd acquisition module 531 configured to acquire a specific crowd including the at least one user; a map acquisition module 532 configured to acquire a crowd relationship map of the specific crowd; The acquiring module 533 is configured to determine the relationship feature of the at least one user based on the group relationship graph.

[0084] In one embodiment, the group acquisition module 531 is configured to, among the pre-divided user subsets, determine the user subset to which the at least one user belongs, and use the user subset as the above-mentioned specific group of people.

[0085] In another embodiment, the group acquisition module 531 is configured to add the at least one user to a preselected user set, and use the user set as the specific group.

[0086] Further, in one embodiment, the graph obtaining module 532 is configured to: obtain the first relationsh...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The embodiment of the invention provides a method and device for determining the risk probability of a service request event. The method comprises the steps that an event characteristic of the servicerequest event is acquired, and a user personal characteristic of a user related to the service request event is acquired; based on a crowd relation map of specific crowd containing the related user,a relation characteristic of the related user is determined; therefore, based on the event characteristic, the user personal characteristic and the user relation characteristic, the risk probability of the service request event is determined. In this way, the risk of the service request event can be comprehensively evaluated.

Description

technical field [0001] One or more embodiments of this specification relate to the field of computer technology, and in particular to a method and an apparatus for determining the risk probability of a service request event through a computer. Background technique [0002] With the development of computer and Internet technology, more and more businesses are realized through computing platforms, such as commodity transactions, money payments, financial lending, insurance claims and so on. However, in the execution and processing of many businesses, if the background of the business requester and the requested business are not reviewed, it is likely to bring greater risks. For example, some criminals may use electronic platforms to carry out financial fraud and borrow money. Cash out, insurance fraud, etc. [0003] In conventional technologies, in order to prevent and reduce the above-mentioned risks, risk review is often performed manually. In some platforms, some simple r...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02G06Q40/08
CPCG06Q10/0635G06Q40/02G06Q40/08G06Q30/018G06Q50/01
Inventor 王修坤陈岑杨新星
Owner ALIBABA GRP HLDG LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap