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Payment method and device based on block chain, and computer readable storage medium

A storage medium and blockchain technology, applied in the blockchain field, can solve the problem of low openness of payment centralized transaction records

Active Publication Date: 2018-10-09
常海峰
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a block chain-based payment method, device and computer-readable storage medium, aiming to solve the technical problems of centralization of payment and low openness of transaction records when paying fares through mobile terminals

Method used

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  • Payment method and device based on block chain, and computer readable storage medium
  • Payment method and device based on block chain, and computer readable storage medium
  • Payment method and device based on block chain, and computer readable storage medium

Examples

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no. 1 example

[0051] refer to figure 2 , the first embodiment of the blockchain-based payment method of the present invention, the blockchain-based payment method includes:

[0052] Step S10, when the first node receives the payment instruction, obtain the payment account;

[0053] In this embodiment, the payment procedure is triggered by the collection client. For example, when the user uses Didi Taxi, the passenger acts as the payer and the driver acts as the payee. When arriving at the destination, the driver triggers the payment through the collection client program. Further, when the block chain node corresponding to the collection client monitors that the payment procedure is entered, it sends a payment instruction to the above-mentioned first node.

[0054] When the first node receives the payment instruction, the payment account is obtained.

[0055] Specifically, the payment procedure is triggered by the receiving client, and then the payment instruction is sent through its cor...

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PUM

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Abstract

The invention discloses a payment method based on a block chain. The method comprise steps that when a payment instruction is received by a first node, a payment account is acquired; payment operationto a shared account is carried out according to the payment account; when that payment of the payment account is received by the shared account is monitored by the first node, the payment informationis broadcast by the first node to a second node of the block chain, so payment operation for the payment account is carried out by the second node through the shared account according to the paymentinformation. The invention further discloses a payment device based on the block chain and a computer readable storage medium. The method is advantaged in that through the distributed payment node, technical problems of low security coefficient and low information transparency of the centralized trading network are solved.

Description

technical field [0001] The present invention relates to the technical field of block chains, in particular to a payment method, device and computer-readable storage medium based on block chains. Background technique [0002] With the popularization and development of mobile networks, taxi hailing and payment methods using mobile terminals are becoming more and more popular, such as Didi Taxi, Uber and other third-party taxi hailing platforms. However, in the prior art, the method of using a mobile terminal to pay the taxi fare is usually that the passenger pays the fare to the taxi-hailing platform, and the taxi-hailing platform acts as a third-party intermediary. After completing the taxi-hailing transaction, the taxi-hailing platform then pays the fare to the driver. . Such a payment method leads to the centralization of payment, the security of funds cannot be guaranteed, and all transaction records are kept by the platform, resulting in low information transparency. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/3829
Inventor 常海峰
Owner 常海峰
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