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Electronic wallet deposit, withdrawal method, deposit and withdrawal device and deposit system

An electronic wallet, deposit and withdrawal technology, applied in the field of deposit and withdrawal devices, deposit systems, withdrawal methods, and electronic wallet deposits, can solve the problems of inconvenience for cash withdrawal users

Inactive Publication Date: 2019-03-01
尹薪皓
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Practical problems such as the inconvenience caused by the uneven number of bank outlets for cash withdrawal users

Method used

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  • Electronic wallet deposit, withdrawal method, deposit and withdrawal device and deposit system
  • Electronic wallet deposit, withdrawal method, deposit and withdrawal device and deposit system
  • Electronic wallet deposit, withdrawal method, deposit and withdrawal device and deposit system

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0117] Please refer to image 3 , this embodiment provides a figure 2 The flow chart of the electronic wallet withdrawal method of the server 100 is shown, and the various steps of the method will be described in detail below.

[0118] Step S110 , acquiring a first preparation request sent by the mobile terminal 200 , where the first preparation request includes the identity information of the mobile terminal 200 .

[0119] In this embodiment, the electronic wallet operator may provide an APP running on the mobile terminal 200 , or may provide a page displayed on the mobile terminal 200 . The user terminal sends the first preparation request to the server 100 in response to the user's operation on the APP or page.

[0120] Step S120 , generating and recording specific information corresponding to the mobile terminal 200 according to the identity information of the mobile terminal 200 , and sending the activation identification code carrying the specific information to the m...

no. 2 example

[0139] Please refer to Figure 4 , this embodiment provides another application figure 2 The flow chart of the electronic wallet withdrawal method of the server 100 is shown, and the various steps of the method will be described in detail below.

[0140] Step S210 , receiving the query request sent by the mobile terminal 200 , and pushing an alternative fixed deposit and withdrawal device 300 to the mobile terminal 200 , where the query request includes the identity information of the mobile terminal 200 .

[0141] In this embodiment, the electronic wallet operator may provide an APP running on the mobile terminal 200 , or may provide a page displayed on the mobile terminal 200 . The user terminal sends the first preparation request to the server 100 in response to the user's operation on the APP or page.

[0142] In a specific implementation manner of this embodiment, the server 100 receives the query request, and acquires the current location information of the mobile ter...

no. 3 example

[0167] Please refer to Figure 5 , this embodiment provides a figure 2 The flow chart of the electronic wallet deposit method of the server 100 is shown, and the various steps of the method will be described in detail below.

[0168] Step S310 , acquiring a first preparation request sent by the mobile terminal 200 , where the first preparation request includes the identity information of the mobile terminal 200 .

[0169] Step S320 , according to the identity information of the mobile terminal 200 , generate and record specific information corresponding to the mobile terminal 200 , and send the activation identification code carrying the specific information to the mobile terminal 200 .

[0170] Step S330, receiving the second preparation request sent by the fixed deposit and withdrawal device 300 by scanning the activation identification code, the second preparation request including specific information identified from the activation identification code.

[0171] Step S34...

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PUM

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Abstract

The invention provides an electronic wallet deposit, withdrawal method, deposit and withdrawal device and deposit system. Through interaction between the server, the mobile terminal and the stationarydeposit and withdrawal device, verification of the correspondence between the withdrawal user and the fixed deposit and withdrawal device is conducted, so that the user can realize the deposit and withdrawal operation of the amount in the electronic wallet after the verification is passed. Thus, the balance in the mobile electronic wallet can be directly converted into cash for withdrawal, and the procedure of the cash deposit and withdrawal process of the electronic wallet can be realized through the bank card, which is convenient and practical.

Description

technical field [0001] The invention relates to the technical field of mobile payment, in particular to an electronic wallet deposit and withdrawal method, a deposit and withdrawal device and a deposit system. Background technique [0002] At present, the recharge and withdrawal of domestic mobile e-wallets are generally done through online banking and bank cards. For different users, a huge obstacle is formed when using online banking, bank cards, and mobile electronic wallets to transfer money to each other. [0003] General mobile electronic wallet users need to go to the bank to apply for bank cards and online banking. After that, users need to download the mobile electronic wallet APP terminal to be used, register and bind the bank card. The existing mobile wallet access methods are: [0004] 1. The method of depositing money into the mobile wallet (referred to as: recharging): the user needs to recharge the mobile wallet from the bound bank card. If there is no balan...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/36G06Q20/10G07F19/00
CPCG06Q20/1085G06Q20/325G06Q20/3674G07F19/211
Inventor 尹薪皓
Owner 尹薪皓