Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Pressurized borrowing method and device and storage medium

A technology of pledge and equipment, applied in the field of equipment and storage media, and pledge loan methods, can solve the problems of debtors who are difficult to pledge, low loan amount, and insolvency, so as to improve the range of options, ensure reliability, and avoid one overselling effect

Pending Publication Date: 2019-03-01
HANGZHOU FUZAMEI TECH CO LTD
View PDF4 Cites 9 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the traditional pledge financing scheme, the pledgee can only discount or auction the pledged property if the debtor fails to perform its responsibilities within the agreed time limit. For the debtor, there are also problems such as the above-mentioned risks that make it difficult to pledge many items, or the loan amount is very low

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Pressurized borrowing method and device and storage medium
  • Pressurized borrowing method and device and storage medium
  • Pressurized borrowing method and device and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0026] The application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain related inventions, rather than to limit the invention. It should also be noted that, for ease of description, only parts related to the invention are shown in the drawings.

[0027] It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined with each other. The present application will be described in detail below with reference to the accompanying drawings and embodiments.

[0028] figure 1 It is a schematic diagram of the scene of pledged borrowing and listing transaction in an embodiment of the present invention. The following will be figure 1 The shown scene is taken as an example, and the various solutions provided by the present invention are described in detai...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention provides a pledge borrowing method, pledge borrowing equipment and a storage medium. The method comprises the following steps: receiving pledge borrowing requests sent by a plurality ofborrower terminals and lending requests sent by a plurality of lender terminals respectively, wherein the pledge borrowing request comprises evidence storage information of a quality object requestedto be quality, and the evidence storage information is recorded on a first block chain; matching each pledge borrowing request with each lending request, generating a pledge borrowing transaction according to the matched pledge borrowing request and lending request after the matching is successful, and sending the pledge borrowing transaction to a node of the first block chain so as to record thepledge borrowing transaction on the first block chain; Hanging and selling the pleated and borrowed goods, and recording hanging and selling information to the first block chain; and if the hanging and selling information is sold successfully, generating a borrowing compensation transaction and sending the borrowing compensation transaction to the node of the first block chain to record the borrowing compensation transaction to the first block chain. The invention provides a pledge scheme for reducing the derogatory risk of a quality substance.

Description

technical field [0001] This application relates to the field of block chain financial technology, and specifically relates to a pledged loan method, equipment and storage medium. Background technique [0002] In the traditional pledge financing scheme, the pledgee can only discount or auction the pledged property if the debtor fails to perform its responsibilities within the agreed time limit. For the debtor, there are also problems such as the above-mentioned risks that make it difficult to pledge many items, or the loan amount is very low. Contents of the invention [0003] In view of the above-mentioned defects or deficiencies in the prior art, it is desired to provide a pledged loan method, equipment and storage medium that reduce the risk of depreciation of pledged objects by selling pledged objects within an agreed time limit. [0004] In the first aspect, the present invention provides a pledge loan method applicable to trading platforms, including: [0005] Respe...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/389G06Q20/405
Inventor 吴思进王志文
Owner HANGZHOU FUZAMEI TECH CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com