Pressurized borrowing method and device and storage medium

A technology of pledge and equipment, applied in the field of equipment and storage media, and pledge loan methods, can solve the problems of debtors who are difficult to pledge, low loan amount, and insolvency, so as to improve the range of options, ensure reliability, and avoid one overselling effect

Pending Publication Date: 2019-03-01
HANGZHOU FUZAMEI TECH CO LTD
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  • Abstract
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  • Claims
  • Application Information

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Problems solved by technology

[0002] In the traditional pledge financing scheme, the pledgee can only discount or auction the pledged property if the debtor fails to perform its responsibilities within

Method used

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  • Pressurized borrowing method and device and storage medium
  • Pressurized borrowing method and device and storage medium
  • Pressurized borrowing method and device and storage medium

Examples

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[0026] The application will be further described in detail below with reference to the drawings and embodiments. It can be understood that the specific embodiments described here are only used to explain the related invention, but not to limit the invention. In addition, it should be noted that, for ease of description, only the parts related to the invention are shown in the drawings.

[0027] It should be noted that the embodiments in this application and the features in the embodiments can be combined with each other if there is no conflict. Hereinafter, the present application will be described in detail with reference to the drawings and in conjunction with embodiments.

[0028] figure 1 It is a schematic diagram of a scenario of pledged borrowing and pending sale transactions in an embodiment of the invention. The following will be figure 1 The illustrated scenario is taken as an example to describe in detail the various solutions provided by the present invention. In more ...

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Abstract

The invention provides a pledge borrowing method, pledge borrowing equipment and a storage medium. The method comprises the following steps: receiving pledge borrowing requests sent by a plurality ofborrower terminals and lending requests sent by a plurality of lender terminals respectively, wherein the pledge borrowing request comprises evidence storage information of a quality object requestedto be quality, and the evidence storage information is recorded on a first block chain; matching each pledge borrowing request with each lending request, generating a pledge borrowing transaction according to the matched pledge borrowing request and lending request after the matching is successful, and sending the pledge borrowing transaction to a node of the first block chain so as to record thepledge borrowing transaction on the first block chain; Hanging and selling the pleated and borrowed goods, and recording hanging and selling information to the first block chain; and if the hanging and selling information is sold successfully, generating a borrowing compensation transaction and sending the borrowing compensation transaction to the node of the first block chain to record the borrowing compensation transaction to the first block chain. The invention provides a pledge scheme for reducing the derogatory risk of a quality substance.

Description

technical field [0001] This application relates to the field of block chain financial technology, and specifically relates to a pledged loan method, equipment and storage medium. Background technique [0002] In the traditional pledge financing scheme, the pledgee can only discount or auction the pledged property if the debtor fails to perform its responsibilities within the agreed time limit. For the debtor, there are also problems such as the above-mentioned risks that make it difficult to pledge many items, or the loan amount is very low. Contents of the invention [0003] In view of the above-mentioned defects or deficiencies in the prior art, it is desired to provide a pledged loan method, equipment and storage medium that reduce the risk of depreciation of pledged objects by selling pledged objects within an agreed time limit. [0004] In the first aspect, the present invention provides a pledge loan method applicable to trading platforms, including: [0005] Respe...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/389G06Q20/405
Inventor 吴思进王志文
Owner HANGZHOU FUZAMEI TECH CO LTD
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