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Method and device for automatically generating financial document

An automatic generation and financial technology, applied in finance, office automation, instruments, etc., can solve the problems of low transaction rate of financial products, financial documents, low transaction rate of financial products, time-consuming filling of financial documents, etc., to improve purchase efficiency, Improve user experience and achieve automated effects

Pending Publication Date: 2019-03-19
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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AI Technical Summary

Problems solved by technology

However, due to the lack of understanding of the customer's background, it is difficult to meet the customer's needs by recommending financial products through human resources
At the same time, after the user purchases financial products, it is time-consuming to guide the customer to fill in the financial documents manually, and the user experience is not good
The above two factors will lead to a low transaction rate of financial products
[0003] Therefore, it is necessary to provide an automatic generation method of financial documents that solves the problem of low transaction rate of financial products

Method used

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  • Method and device for automatically generating financial document
  • Method and device for automatically generating financial document
  • Method and device for automatically generating financial document

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Embodiment Construction

[0039] In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention.

[0040] In some processes described in the specification and claims of the present invention and the above-mentioned drawings, a plurality of operations appearing in a specific order are contained, but it should be clearly understood that these operations may not be performed in the order in which they appear herein Execution or parallel execution, the sequence number of the operation, such as S11, S12, etc., is only used to distinguish different operations, and the sequence number itself does not represent any execution order. Additionally, these processes can include more or fewer operations, and these operations can be performed sequentially or in parallel. It should be not...

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Abstract

The invention provides a method and a device for automatically generating a financial document. The method comprises the following steps: acquiring a financial service request of a user; obtaining theuser's risk-taking ability information, and call up the user's basic data stored in the background; Carrying out risk analysis on the risk-taking ability information and the user basic data based ona pre-constructed financial risk model library to obtain a comprehensive risk coefficient of the user; automatically matching a financial product corresponding to the financial service request according to the comprehensive risk coefficient; a financial document is automatically generated according to the financial product selected by the user. The method of the invention realizes the automation of the process from the purchase of the financial product to the generation of the financial document, improves the user experience, and simultaneously improves the transaction rate of the financial product.

Description

technical field [0001] The invention relates to the technical field of consumer finance, in particular to a method and device for automatically generating financial documents. Background technique [0002] At present, in the field of consumer finance, additional manpower is required for the purchase of financial products and the process of document access. However, due to the lack of understanding of the customer's background, it is difficult to meet the customer's needs by recommending financial products through human resources. At the same time, after users purchase financial products, it is very time-consuming to manually guide customers to fill in financial documents, and the user experience is not good. The above two factors will lead to a low transaction rate of financial products. [0003] Therefore, it is necessary to provide a method for automatically generating financial documents that solves the problem of low transaction rate of financial products. Contents o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q10/10G06Q40/06
CPCG06Q10/0635G06Q10/10G06Q40/06
Inventor 余德礼刘元勋李依洁
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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