Pre-loan information processing method, device, computer device and storage medium
An information processing method and processor technology, applied in the field of information processing, can solve the problems of inability to apply for status judgment, different fields, poor scalability, etc., so as to reduce the time and labor consumption of calculation and review, ensure accuracy, and improve accuracy. sexual effect
Pending Publication Date: 2019-03-22
PING AN TECH (SHENZHEN) CO LTD
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Problems solved by technology
[0003] At present, there are many kinds of loan systems in financial companies, but the fields used to judge the status of each system are different, and the conditions used to judge the status of each system are also different. As a result, it is currently not possible to apply for all pre-loan systems through a public program. Judgment of application status
If a simple judgment statement is used to judge the pre-loan application status of all systems, a large amount of code is required, and the scalability is relatively poor. When a state needs to be changed or a judgment condition needs to be added, the code must be changed.
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[0072] In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention.
[0073] In some processes described in the specification and claims of the present invention and the above-mentioned drawings, a plurality of operations appearing in a specific order are contained, but it should be clearly understood that these operations may not be performed in the order in which they appear herein Execution or parallel execution, the serial numbers of the operations, such as 101, 102, etc., are only used to distinguish different operations, and the serial numbers themselves do not represent any execution order. Additionally, these processes can include more or fewer operations, and these operations can be performed sequentially or in parallel. It should be n...
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The embodiment of the invention discloses a pre-loan information processing method, a device, a computer device and a storage medium, comprising the following steps: acquiring user information of a target user; According to the user information, inputting the user information into the trained convergent neural network model, judging the loan state according to the user information, and determiningwhether the target user is in the state to be lent; If the user is in the state of waiting for loan, the loan amount of the target user is determined according to the user information and the presetloan rules. By this method, the pre-loan state of the user can be quickly judged, and the loan amount of the user can be calculated according to the information of the user. Compared with the manual examination and calculation of the loan amount, the method effectively saves manpower and time, ensures the accuracy of the loan amount, improves the speed of the loan, and optimizes the user experience.
Description
technical field [0001] The present invention relates to the technical field of information processing, in particular to a pre-loan information processing method, device, computer equipment and storage medium. Background technique [0002] At present, the most urgent need is to improve the consumption level and ability of the people. It is necessary to support and promote the development of enterprises through tax cuts and profit concessions, and at the same time adjust the national income gap through income distribution system reform and tax policies, so that most citizens have the economic ability to continuously expand consumption. For example: through the introduction of more stringent macro-control policies for the real estate market, the housing price will be stabilized at a level that is compatible with the general consumption capacity of the people; Worry about consumption. Only when the national consumption level and ability are continuously improved, and people da...
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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 彭捷闫磊
Owner PING AN TECH (SHENZHEN) CO LTD