Low-cost and high-resolution data classification method based on constructed prediction model
A prediction model and data classification technology, applied in the fields of statistics, classification prediction, and machine learning algorithms, can solve the problems of high acquisition cost, long data acquisition time, and high resource consumption to unlock, achieve accurate classification, save query costs, and reduce total costs. time cost effect
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[0071] A binary classifier F for judging the quality of application information developed in this embodiment (i.e., the analysis of the quality of corresponding data), the application process is divided into the following four steps:
[0072] 1. Using any data source in user credit information or other data, this implementation develops a binary classifier with a value in [300, 900] points. The binary classifier uses the GBDT model and uses 139 variables;
[0073] 2. Analyze the performance of the binary classifier F in different ranges of scores within [300, 900], select an interval [450, 750], so that the performance of the binary classifier can achieve relatively high accuracy outside this interval ; This interval includes the sample score 600 when the independent variable is completely missing. On the left and right boundaries of the interval, the domain discrimination of the binary classifier exceeds the threshold of 0.6 (selected according to industry experience); the dom...
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