Settlement method and settlement device for medical fees and terminal equipment

Abstract

The embodiment of the invention discloses a medical fee settlement method and device and terminal equipment, and the method comprises the following steps: obtaining the user information of a to-be-paid user, wherein the user information comprises the user identity information and the consumption information; Sending the user identity information and the consumption information to a medical insurance system; Obtaining reimbursement expense information of a user corresponding to the user identity information fed back by the medical insurance system; Sending the user identity information, the reimbursement fee information and the consumption information to a commercial insurance system, wherein the commercial insurance system is a system corresponding to commercial insurance services that theto-be-paid user participates in insurance and the to-be-paid user requests to synchronously obtain commercial insurance claims; Obtaining commercial insurance claim settlement information determinedby the commercial insurance system according to the insurance participation contract of the to-be-paid user; And determining the amount to be paid by the user to be paid according to the consumption information, the reimbursement fee information and the commercial insurance claim settlement information. According to the medical expense settlement method provided by the embodiment of the invention,the settlement process is simplified, and the settlement efficiency is improved.

Description

technical field [0001] The present invention relates to the field of medical technology, in particular to a settlement method, settlement device and terminal equipment for medical expenses. Background technique [0002] At present, when the user settles after seeing a doctor, medical insurance reimbursement and commercial insurance claim are carried out separately. Usually, when the user makes settlement in the hospital, the hospital searches the user's personal information to obtain the user's medical insurance type, and the hospital collects the user's information and consumption information. Send it to the medical insurance system. The medical insurance system determines the amount that can be reimbursed by the medical insurance based on the obtained information and informs the hospital. The amount that the hospital subtracts from the total amount for medical insurance reimbursement is the amount that the patient pays when the hospital settles. If the patient purchases a c...

AI Technical Summary

Problems solved by technology

Therefore, the existing medical expense settlement process has a long period and is cumbersome

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