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Transfer system and a transfer method for bank sub-account management

A technology of account management and banking, which is applied in the direction of payment system, payment system structure, data processing application, etc., can solve the problems of potential safety hazards, laborious and laborious manual distribution of accounts, and low versatility, so as to achieve safe transfer process, safe and reliable transfer, and transfer The effect of the process

Inactive Publication Date: 2019-06-11
厦门投融汇网络有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the process of transfer or order payment and transfer in the existing transfer system, when the user completes the transfer or payment operation, since the system directly transfers the amount transferred or paid by the payer to the payee's account, it is impossible to withdraw the funds. There are certain security risks, or the process of withdrawing funds is cumbersome and inconvenient to operate. Moreover, after receiving the transfer funds, the payee usually needs to divide the transfer funds, and then transfer the funds to the corresponding account to complete the account Clearing and manual account distribution are tedious and laborious. At the same time, the existing transfer system is generally unable to adapt to multiple payment channels, and the versatility is low

Method used

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  • Transfer system and a transfer method for bank sub-account management
  • Transfer system and a transfer method for bank sub-account management
  • Transfer system and a transfer method for bank sub-account management

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Experimental program
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Embodiment 1

[0026] Such as figure 1 As shown, a transfer system for bank account management provided in Embodiment 1 includes a merchant interface module 1, a payment interface module 2 and a transfer system module 3, a signal terminal of the merchant interface module 1 and a signal of the payment interface module 2 Terminals are electrically connected to the signal terminal of the transfer system module 3, the transfer system module 3 includes a transfer business management module 31, an account management module 32 and a payment management module 33, the signal terminal of the account management module 32 and the signal terminal of the payment management module 33 They are respectively electrically connected to the signal end of the transfer business management module 31, the signal output end of the merchant interface module 1 is electrically connected to the signal input end of the payment management module 33, and the signal end of the transfer business management module 31 and the si...

Embodiment 2

[0035] Such as figure 2 with image 3 As shown, the transfer method of the transfer system for bank account management provided in the second embodiment, the transfer method includes the account transfer method and the order payment and transfer method. In order to make the transfer by the account transfer method safer, more reliable, easier to understand. Further, the account transfer method includes the following steps: Step 1 S1, the user enters the transfer page through the transfer interface module 11, and after the user clicks the transfer option, the transfer interface module 11 transmits the instruction information to the user information verification module 3111 for information verification, Step 2 S2, when the user performs a transfer instruction, the user information verification module 3111 calls the database user information of the account management module 32 to match the user account information, and verifies whether the user account information is accurate. S...

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Abstract

The invention discloses a transfer system and a transfer method for bank sub-account management. The invention belongs to the technical field of network transfer and payment. The invention discloses atransfer system for bank account division management. The signal end of the account management module and the signal end of the payment management module are electrically connected with the signal end of the transfer service management module. The signal output end of the merchant interface module is electrically connected with the signal input end of the payment management module. The signal endof the transfer service management module and the signal end of the account management module are electrically connected with the signal end of the merchant interface module. Correspondingly, the invention further discloses a transfer method of the transfer system for bank sub-account management. According to the account transfer system and method for bank account transfer management, the accounttransfer business management module is provided with the multiple verification and fund transfer modules, guarantee transaction and account transfer management are achieved, and the account transfersystem and method are safe, reliable, efficient, convenient and rapid, adapt to various payment channels and are higher in universality.

Description

technical field [0001] The invention relates to the technical field of network transfer and payment, in particular to an account transfer system and an account transfer method for bank account distribution management. Background technique [0002] Network transfer or payment refers to the parties involved in electronic transactions, including consumers, manufacturers, and financial institutions, using secure electronic transfer or payment means to conduct currency transfer and payment through the network to achieve capital flow. Network transfer or payment is to use advanced technology to complete the transfer or payment of money through digital circulation, while the traditional transfer or payment method is to complete the money transfer or payment through the circulation of physical entities such as cash flow, transfer of bills, and bank remittance. pay. [0003] In the process of transfer or order payment and transfer in the existing transfer system, when the user compl...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/38G06Q40/02
Inventor 李秀刚谢奉见
Owner 厦门投融汇网络有限公司
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