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Data risk prediction method, device and equipment

A risk prediction and data technology, applied in the computer field, can solve the problems of reduced ability to predict fraudulent insurance risks, model training accuracy discount, etc., to achieve the effect of high precision and improved ability

Pending Publication Date: 2019-06-18
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, with the rapid development of the Internet, fraudulent insurance fraudsters have various methods of fraudulent insurance fraud, and online merchants’ fraudulent insurance behaviors are highly concealed. ) mark, resulting in greatly reduced accuracy of model training and reduced ability to predict fraudulent insurance risks

Method used

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  • Data risk prediction method, device and equipment
  • Data risk prediction method, device and equipment
  • Data risk prediction method, device and equipment

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Embodiment Construction

[0033] In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0034] The technical solutions provided by various embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0035] In the prior art, when screening insurance fraudulent behaviors, due to the development of the Internet, the fraudulent insurance behaviors of online merchants are highly co...

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Abstract

The embodiment of the invention discloses a data risk prediction method, device and equipment. The method comprises the steps of obtaining a known black sample set; Identifying a first black sample set from unknown samples according to the known black sample set to obtain a second black sample set, Wherein the second black sample set comprises black samples in the known black sample set and blacksamples in the first black sample set, and the first black sample set comprises at least one first black sample; Performing feature extraction on the second black sample set to obtain a first featureset; Obtaining a risk prediction model according to the first feature set; And performing risk prediction on the other insurance data by using the risk prediction model.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a data risk prediction method, device and equipment. Background technique [0002] In the prior art, insurance means that the policyholder pays the insurance premium to the insurer according to the contract, and the insurer is responsible for compensating the insurance money for the property loss caused by the accident that may occur as agreed in the contract, or the insured dies. , disability, disease, or when the age and time limit agreed in the contract are reached, the commercial insurance behavior that bears the responsibility for paying the insurance money. With the economic development of the society and the improvement of people's insurance awareness, in addition to traditional insurance such as auto insurance, property insurance, and health insurance, freight insurance, account security insurance, and deposit insurance have emerged in the Internet environment...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06K9/62
Inventor 王修坤
Owner ADVANCED NEW TECH CO LTD