Payment method, storage medium and related equipment
A payment information and payment terminal technology, applied in the field of communication, can solve the problems that the background of payment information cannot be effectively blocked, the risk of user funds, etc.
Pending Publication Date: 2020-02-25
TENCENT TECH (SHENZHEN) CO LTD
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Problems solved by technology
[0004] However, in the existing technology, some payment terminals will store the user's payment information locally for a period of time after pulling the user's payment information for the first time. During this period, when the payment terminal is offline, the payment terminal can still be displayed on the Locally stored user payment information, when the user provides the user payment information to the merchant system, the merchant system will complete the asynchronous payment based on the user payment information, so that the payment information background cannot be effectively blocked, which will cause risks to the user's funds
Method used
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[0038] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.
[0039] The terms "first", "second", "third", "fourth", etc. (if any) in the description and claims of the present invention and the above drawings are used to distinguish similar objects and not necessarily Describe a specific order or sequence. It is to be understood that the data so used are interchangeable under appropriate circumstances such that the embodiments of the invention described herein are, for example, capable of practice in sequences other than thos...
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The embodiment of the invention discloses a payment method, a storage medium and related equipment, and is applied to the technical field of communication. The method of the embodiment comprises the following steps: when the service cooperation terminal detects user payment information provided by the payment terminal, determining whether a user corresponding to user payment information is a riskuser or not according to a first risk user list under a payment system and a second risk user list under a business cooperation system, and refusing to send the user payment information to the paymentsystem for payment if the user payment information is the risk user, so as to intercept a payment terminal. Therefore, when the payment terminal is offline, if the payment terminal provides the userpayment information for the business cooperation terminal, the payment terminal of a risky user can be intercepted from one side of the business cooperation terminal; and when whether the user is a risk user or not is determined, risk user lists under two systems need to be combined, so that the range is relatively wide, and the risk user can be determined more accurately.
Description
technical field [0001] The invention relates to the field of communication technology, in particular to a payment method, a storage medium and related equipment. Background technique [0002] With the development of information communication, many payment systems can now pull user payment information through the payment terminal and provide it to the merchant system to complete the payment. For example, in the WeChat system, the user payment code can be pulled through the WeChat terminal and provided to The merchant system can complete the payment, which brings a lot of convenience to the user. However, only by ensuring the security of the payment terminal to pull the user's payment information can the corresponding user's fund loss be avoided. [0003] In the prior art, when the payment terminal pulls the user's payment information, when the user initiates the process of pulling the user's payment information through the payment terminal, the payment information background ...
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Patent Timeline
Login to View More IPC IPC(8): G06Q20/40
CPCG06Q20/4014G06Q20/407G06Q20/405
Inventor 杨新海
Owner TENCENT TECH (SHENZHEN) CO LTD