Resource transfer method and device, terminal, server and storage medium
A technology of resource transfer and server, which is applied in the direction of equipment, finance, payment architecture, etc., and can solve the problems of high cost of user resource transfer and high cost of resource channel maintenance
Active Publication Date: 2020-03-17
北京钱袋宝支付技术有限公司 +1
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Problems solved by technology
[0003] Embodiments of the present disclosure provide a resource transfer method, device, terminal, server, and storage medium, which can solve the problems that resource transfer through a single resource transfer channel increases the maintenance cost of the resource channel and the cost of user resource transfer is high.
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[0098] In order to make the purpose, technical solution and advantages of the present disclosure clearer, the implementation manners of the present disclosure will be further described in detail below in conjunction with the accompanying drawings.
[0099] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present disclosure as recited in the appended claims.
[0100] figure 1 It is a system architecture diagram related to a resource transfer method shown according to some exemplary embodiments o...
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The invention discloses a resource transfer method and device, a terminal, a server and a storage medium, and belongs to the technical field of electronic commerce. The method comprises the steps thata terminal displays target resource information in a resource transfer interface; when a first resource transfer request submitted by a user is received, a plurality of resource transfer channels isacquired according to the target account and the target resource information; according to the plurality of resource transfer channels and the target resource information, a first target transfer strategy is determined with the minimum resource transfer value received by the first server when the target resource transfer information is transferred; according to a first target transfer strategy, when a transfer instruction triggered by a user based on a first target transfer strategy is received, a second resource transfer request is sent to the first server according to the first target transfer strategy, thereby providing more resource transfer options for the user, enriching the resource transfer modes, reducing the maintenance cost of the resource transfer channel, and further reducingthe resource transfer cost of the user.
Description
technical field [0001] The present disclosure relates to the technical field of e-commerce, in particular to a resource transfer method, device, terminal, server and storage medium. Background technique [0002] With the development of e-commerce technology, more and more users choose to use resource transfer cards with special functions to perform resource transfer operations. When using the resource transfer card for resource transfer operations, there is no need to store resources in the resource transfer card, and the user borrows resources from the bank through the resource transfer card; before the specified date, the user uses the resource transfer card to transfer the borrowed resources. Return it to the bank. Wherein, the user generally transfers resources through the first server corresponding to the third-party payment system, so as to return the borrowed resources to the bank. However, the maintenance cost of the resource transfer channel used for resource tran...
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IPC IPC(8): H04L29/08G06Q20/08G06Q20/10G06Q40/06
CPCG06Q20/0855G06Q20/10G06Q40/06H04L67/563
Inventor 杨进京杨勇李凯晏琪陆斌张海玲
Owner 北京钱袋宝支付技术有限公司