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Resource transfer method, device, terminal, server and storage medium

A resource transfer and server technology, which is applied in instruments, data processing applications, finance, etc., can solve the problems of high cost of user resource transfer and high maintenance cost of resource channels, and reduce resource transfer costs, enrich resource transfer methods, and reduce maintenance costs Effect

Active Publication Date: 2022-04-05
北京钱袋宝支付技术有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Embodiments of the present disclosure provide a resource transfer method, device, terminal, server, and storage medium, which can solve the problems that resource transfer through a single resource transfer channel increases the maintenance cost of the resource channel and the cost of user resource transfer is high.

Method used

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  • Resource transfer method, device, terminal, server and storage medium
  • Resource transfer method, device, terminal, server and storage medium
  • Resource transfer method, device, terminal, server and storage medium

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Embodiment Construction

[0098] In order to make the purpose, technical solution and advantages of the present disclosure clearer, the implementation manners of the present disclosure will be further described in detail below in conjunction with the accompanying drawings.

[0099] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. The implementations described in the following exemplary examples do not represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatuses and methods consistent with aspects of the present disclosure as recited in the appended claims.

[0100] figure 1 It is a system architecture diagram related to a resource transfer method shown according to some exemplary embodiments o...

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PUM

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Abstract

The disclosure discloses a resource transfer method, device, terminal, server and storage medium, and belongs to the technical field of electronic commerce. Including: the terminal displays the target resource information in the resource transfer interface; when receiving the first resource transfer request submitted by the user, obtains multiple resource transfer channels according to the target account and target resource information; obtains multiple resource transfer channels according to the multiple resource transfer channels and target resource information , when determining the resource transfer information of the transfer target, the first server collects the first target transfer strategy with the smallest resource transfer value; displays the first target transfer strategy; when receiving the transfer instruction triggered by the user based on the first target transfer strategy, The transfer strategy sends a second resource transfer request to the first server, thereby providing users with more resource transfer options, enriching resource transfer methods, reducing the maintenance cost of resource transfer channels, and further reducing resource transfer costs for users.

Description

technical field [0001] The present disclosure relates to the technical field of e-commerce, in particular to a resource transfer method, device, terminal, server and storage medium. Background technique [0002] With the development of e-commerce technology, more and more users choose to use resource transfer cards with special functions to perform resource transfer operations. When using the resource transfer card for resource transfer operations, there is no need to store resources in the resource transfer card, and the user borrows resources from the bank through the resource transfer card; before the specified date, the user uses the resource transfer card to transfer the borrowed resources. Return it to the bank. Wherein, the user generally transfers resources through the first server corresponding to the third-party payment system, so as to return the borrowed resources to the bank. However, the maintenance cost of the resource transfer channel used for resource tran...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L67/563G06Q20/08G06Q20/10G06Q40/06
CPCG06Q20/0855G06Q20/10G06Q40/06H04L67/563
Inventor 杨进京杨勇李凯晏琪陆斌张海玲
Owner 北京钱袋宝支付技术有限公司