Unlock instant, AI-driven research and patent intelligence for your innovation.

Power insurance claim settlement method and device based on blockchain smart contract

A smart contract and blockchain technology, applied in the electric power field, can solve the problems of low insurance efficiency, inability to compensate for user failures and power outage losses, and poor security, so as to improve efficiency, avoid operation and maintenance costs, and reduce costs.

Pending Publication Date: 2020-05-08
NINGBO POWER SUPPLY COMPANY STATE GRID ZHEJIANG ELECTRIC POWER
View PDF6 Cites 3 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At the present stage, user failure and power outage losses cannot be compensated, and insurance protection is needed. However, the insurance schemes in the prior art are all through manual insurance. The disadvantages are that the insurance efficiency is low and the safety is poor.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Power insurance claim settlement method and device based on blockchain smart contract
  • Power insurance claim settlement method and device based on blockchain smart contract
  • Power insurance claim settlement method and device based on blockchain smart contract

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0044] Such as figure 1 As shown, the power insurance claim settlement method based on blockchain smart contracts is applied to blockchains including insurance claim settlement agency nodes, power supply agency nodes, and meteorological agency nodes;

[0045] Step S1: Obtain the fault power outage data of each type of power consumption in each region written by the node of the power supply organization;

[0046] Step S2: Based on the power outage data of each type of electricity consumption in each region, the benchmark premium for each type of electricity consumption in each region is generated;

[0047] Step S3: Based on the benchmark premiums for each type of electricity consumption in each region, generate the first smart contract for insurance claims for each type of electricity consumption in each region;

[0048] Step S4: Obtain the power supply information written by the node of the power supply organization;

[0049] Step S5: Obtain the weather warning information w...

Embodiment 2

[0068] Such as figure 2 As shown, the power insurance claim settlement device based on blockchain smart contracts is applied to blockchains including insurance claim settlement agency nodes, power supply agency nodes, and meteorological agency nodes. The devices include:

[0069] The first acquisition module 1, acquires the power outage data of each type of power consumption in each region written by the node of the power supply organization;

[0070] The base premium calculation module 2 generates base premiums for each type of power consumption in each region based on the outage data of each type of power consumption in each region;

[0071] Smart contract generation module 3, based on the benchmark premium of each type of electricity consumption in each region, generates the first smart contract for insurance claims of each type of electricity consumption in each region;

[0072] The second obtaining module 4, obtains the power supply information written by the node of th...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention aims to solve the problem of low power insurance claim settlement efficiency in the prior art, provides a power insurance claim settlement method and a device based on a blockchain smartcontract, and improves the power insurance claim settlement efficiency. The method comprises the steps of generating a first intelligent contract for insurance claim settlement of each power consumption type of each region based on fault power failure data of each power consumption type of each region, and obtaining power supply information and weather early warning information; and triggering the first smart contract to generate a claim result according to the power supply information to execute a claim instruction when a claim triggering condition is satisfied. According to the method, thefault power failure data serve as the basis of the first intelligent contract, whether the claim settlement triggering condition is met is automatically judged according to the power supply information and the weather early warning information, when the claim settlement triggering condition is met, the claim settlement result is generated according to the power supply information through the firstintelligent contract, claim settlement is executed, and the claim settlement efficiency is greatly improved.

Description

technical field [0001] The invention belongs to the field of electric power, and in particular relates to a method and device for settling electric power insurance claims based on blockchain smart contracts. Background technique [0002] At this stage, user failure and power outage losses cannot be compensated, and insurance protection is needed. However, the insurance schemes in the prior art are all through manual insurance. The disadvantages are that the insurance efficiency is low and the safety is poor. Contents of the invention [0003] The purpose of the present invention is to solve one of the existing problems, provide a method and device for electric insurance claims based on blockchain, and improve the efficiency of electric insurance claims. [0004] In one aspect of the present disclosure, the power insurance claim settlement method based on blockchain smart contracts is applied to the blockchain including insurance claim settlement agency nodes, power supply ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06Q50/06
CPCG06Q40/08G06Q50/06
Inventor 徐嘉龙董建达王激华仇钧夏洪涛王彬栩李鹏邓超杨跃平胡海
Owner NINGBO POWER SUPPLY COMPANY STATE GRID ZHEJIANG ELECTRIC POWER