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Pre-quotation method and device based on vehicle information identification

A vehicle information and vehicle technology, applied in the field of information identification, can solve the problems of large numerical error and complex information, and achieve the effect of fast and efficient insurance business needs

Inactive Publication Date: 2020-08-28
广州朗胜互联科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] There are very few insurance companies in the market that have the ability to pre-quote, the information that needs to be provided by the car owner is very complicated, and the error in the predicted value is large; in addition, most insurance companies support pre-quotation within 60 days at most

Method used

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  • Pre-quotation method and device based on vehicle information identification
  • Pre-quotation method and device based on vehicle information identification
  • Pre-quotation method and device based on vehicle information identification

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Embodiment Construction

[0051] This application can directly obtain the real-time information of the owner's current vehicle through the vehicle information, and automatically calculate the owner's pre-insured premium according to the pre-quotation model, so as to obtain the premium information that meets the owner's wishes; in addition, it can also be adjusted according to the current needs of the owner , to achieve fast and efficient completion of insurance business needs.

[0052] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art ...

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Abstract

The invention discloses a pre-quotation method and device based on vehicle information identification, and the pre-quotation method comprises the steps: obtaining the vehicle information, and obtaining the real-time data of a current vehicle according to the vehicle information; and substituting the real-time data into the trained pre-quotation model, and calculating the pre-quotation insurance premium. According to the pre-quotation method, the real-time information of the current vehicle of the vehicle owner can be directly obtained through the vehicle information, and the pre-insurance premium of the vehicle owner is automatically calculated according to the pre-quotation model, so that the premium information meeting the will of the vehicle owner is obtained; in addition, correspondingadjustment can be carried out according to the current demand of the vehicle owner, and the insurance service demand can be completed quickly and efficiently.

Description

technical field [0001] The present application relates to the technical field of information identification, and in particular to a pre-quotation method and device based on vehicle information identification. Background technique [0002] At present, most insurance companies have their own auto insurance business. Since the sales period of auto insurance is within 30 days before the expiration of the auto insurance, insurance companies can only quote and underwrite insurance within the sales period. We will quote for auto insurance more than 30 days in advance. Call it a pre-quote. In view of the increasingly early and increasing demand for pre-quotes in the market, it is imminent for car wash and beauty stores to need the ability to pre-quote auto insurance as a support for their auto insurance sales business. [0003] There are very few insurance companies in the market that have the ability to pre-quote, the information that needs to be provided by the car owner is very ...

Claims

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Application Information

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IPC IPC(8): G06Q30/06G06Q40/08
CPCG06Q30/0611G06Q40/08
Inventor 周兆全邵延富谢大为向思源
Owner 广州朗胜互联科技有限公司
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