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A data processing method based on bank card transactions

A data processing and bank card technology, applied in data processing applications, protocol authorization, finance, etc., can solve problems such as bank card theft, and achieve the effect of increasing security and reducing theft

Inactive Publication Date: 2021-01-29
交通银行股份有限公司上海市分行
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, because the bank card breaks through the limitations of time and space, it is easy for the bank card to be stolen.

Method used

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  • A data processing method based on bank card transactions
  • A data processing method based on bank card transactions

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Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0031] see Figure 1~2 , in an embodiment of the present invention, a data processing method based on a bank card transaction, the data processing method includes a data processing system based on a bank card transaction, and the processing system includes a pending transaction information acquisition module and a management and control mechanism judgment module and a management and control mechanism execution module, the pending transaction information acquis...

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Abstract

The invention discloses a data processing method based on bank card transactions. The data processing method includes: step S1: transfer out bank card to initiate transaction information, and the pending transaction information includes transfer out bank card number, transfer in bank card The card number, the amount to be transacted, and the originating location of the pending transaction information; step S2: judge the transaction level of the pending transaction information according to the content of the pending transaction information, and implement the corresponding level control mechanism according to the transaction level. The present invention sets different grades of bank cards and management and control mechanisms according to the initiation position of different information to be traded and whether the card issuing bank is consistent during the transaction, so as to increase the security of the bank card transaction process and reduce the situation of the bank card being stolen.

Description

technical field [0001] The invention relates to the field of bank card transactions, in particular to a data processing method based on bank card transactions. Background technique [0002] Bank cards refer to credit payment tools issued by commercial banks (including postal financial institutions) with approval to the public, which have all or part of the functions of consumer credit, transfer settlement, deposit and withdrawal of cash, etc. Bank cards have reduced the circulation of cash and checks, making banking business break through the constraints of time and space, and fundamental changes have taken place. But also because the bank card breaks through the limitation of time and space, it is easy for the bank card to be stolen. Contents of the invention [0003] The purpose of the present invention is to provide a data processing method based on bank card transactions to solve the problems in the prior art. [0004] To achieve the above object, the present inventi...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/38G06Q20/40G06Q40/02
CPCG06Q20/382G06Q20/4018G06Q20/40975G06Q40/02
Inventor 王筱琪俞晓春
Owner 交通银行股份有限公司上海市分行