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Electronic wallet transaction method and device for railway business system

A technology of business system and electronic wallet, which is applied in the direction of sale/lease transaction, payment system, payment system structure, etc. It can solve the problems of complex electronic payment methods and low correlation of system accounts, achieve convenient payment experience, reduce stay time, The effect of improving payment efficiency and payment success rate

Pending Publication Date: 2021-04-20
中国铁路网络有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Therefore, the present invention provides an electronic wallet transaction method and device for the railway business system to solve the defects in the prior art that the electronic payment method for the railway business system is relatively complicated or the correlation between system accounts is low

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  • Electronic wallet transaction method and device for railway business system
  • Electronic wallet transaction method and device for railway business system
  • Electronic wallet transaction method and device for railway business system

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Embodiment Construction

[0065] In order to make the purpose, technical solutions and advantages of the present invention clearer, the technical solutions in the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the present invention. Obviously, the described embodiments are part of the embodiments of the present invention , but not all examples. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0066] Based on the electronic wallet transaction method for the railway business system described in the present invention, its embodiment will be described in detail below. like figure 1 and 2 As shown, they are all flow charts of the electronic wallet transaction method for the railway business system provided by the present invention, and the specific implementation process include...

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Abstract

The invention provides an electronic wallet transaction method and device for a railway business system. The method comprises the following steps: acquiring a payment order of a railway business system and a payment request of a corresponding payment platform; locking an order parameter corresponding to the payment order, and forwarding the payment request to a preset fund management mechanism platform; and receiving a payment result returned by the fund management mechanism platform, processing the payment result, and returning the processed payment result to the railway business system. By adopting the electronic wallet transaction method for the railway business system disclosed by the invention, the payment link staying time can be effectively reduced by establishing a payment account system, opening a railway internal business system account and associating a fund management institution platform exclusive type account, the payment efficiency and the payment success rate of a railway order are improved, and more convenient railway order payment experience is provided for the user.

Description

technical field [0001] The invention relates to the technical field of computer applications, in particular to an electronic wallet transaction method and device for a railway business system. In addition, it also relates to an electronic device and a non-transitory computer-readable storage medium. Background technique [0002] In recent years, with the rapid development of Internet technology, the payment method of users has undergone fundamental changes, and they are gradually accustomed to using electronic payment methods. In particular, with the application and promotion of electronic tickets across the country, paperless tickets will bring more payment options for users. In order to meet the needs of users, the railway has launched electronic payment methods through various channels in the early stage, including access to gateway banks and third-party payment institutions. Users have higher requirements for convenient payment in railway consumption scenarios, and peo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/36G06Q20/38G06Q20/40G06Q30/06G06Q50/30
Inventor 甘人才李健景晓志席宁罗晓燕李燕波冯锐冯美琪刘凯王兴成王宁王胜李文宝武婷婷赵颖郝雅青魏佳代孙琇
Owner 中国铁路网络有限公司
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