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Payment data processing method, device, equipment and system

A technology of payment data and processing method, which is applied in the computer field, can solve problems such as inability to check carefully, escaping orders, missing orders, etc., and achieve the effect of improving security

Active Publication Date: 2021-07-16
ALIPAY COM
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Generally, in busy periods, or in order to maintain customers, merchants will not carefully check the user's payment status, so that this payment method may have problems such as missing orders and avoiding orders. Due to network and other reasons, the payment failed, but the user has left the payment place; or the malicious user did not click to confirm the payment after scanning the code, and left directly

Method used

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  • Payment data processing method, device, equipment and system
  • Payment data processing method, device, equipment and system
  • Payment data processing method, device, equipment and system

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Embodiment Construction

[0034] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments in this specification, not all of them. Based on the embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the protection scope of this specification.

[0035] For missing orders or escaping orders in payment, generally, merchants need to inquire on their own, and then call customer service to appeal. The customer service will conduct manual review, and the customer service will send it to the user after review. The appeal process is cumbersome. Moreover, this kind of complaint needs to provide an order number....

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Abstract

The invention provides a payment data processing method, device, equipment and system, before a payment transaction order is generated, when a payment behavior is sensed to start, a payment event is monitored, and whole-course monitoring of the payment event is realized. The invention can be suitable for all scenes of payment failure of a payment event, and is wide in coverage. For example, the invention can cover the scenes of unconfirmed payment after face scanning, unconfirmed payment after money input after code scanning, unsuccessful collection caused by equipment failure and the like. According to the invention, after the payment event fails in payment, the bill missing risk of the payment event is identified in time, and the collection user is automatically notified to check the bill missing based on the result of the bill missing risk identification, so that the automatic identification of the payment bill missing is realized, and the security of the payment transaction is improved.

Description

technical field [0001] This specification belongs to the field of computer technology, and in particular relates to a payment data processing method, device, equipment and system. Background technique [0002] With the development of computer and Internet technology, more and more users choose online payment, gradually replacing cash payment. Generally, when paying, the user can choose to submit a payment request by scanning the code, swiping the face, etc., and then confirm the payment amount or enter the amount to be paid, and complete the payment after security verification. Generally, in busy periods, or in order to maintain customers, merchants will not carefully check the user's payment status, so that this payment method may have problems such as missing orders and avoiding orders. Due to network and other reasons, the payment fails, but the user has left the payment place; or the malicious user does not click to confirm the payment after scanning the code, and leave...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/4016
Inventor 鲁强林述民马郡
Owner ALIPAY COM