Financial product information supervision method and device, computer equipment and medium

Abstract

The invention discloses a financial product information supervision method and device, computer equipment and a medium, and the method comprises the steps of collecting the data of a multi-level supervision chain based on a big data platform, and obtaining supervision information; analyzing the supervision information, generating a first smart contract, and sending the first smart contract to a portal chain through a multi-level supervision chain; performing version updating on the first smart contract through a portal chain to obtain a second smart contract, and sending the second smart contract to a multi-level supervision chain; auditing the second intelligent contract by adopting the multi-level supervision chain, and deploying the second intelligent contract to the portal chain after the second intelligent contract passes the audit, so that the supervision flexibility and the supervision efficiency are improved while the supervision risk of the information of the financial product is reduced.

Description

technical field [0001] The present invention relates to the field of block chains, in particular to a financial product information supervision method, device, computer equipment and media. Background technique [0002] It is difficult for the traditional financial system to take into account unique people, institutions, and communities in multiple circles, and it is difficult to simulate and evaluate systemic financial risks in a refined manner, making it difficult for centralized insurance institutions to audit capital flow and nursing services, such as the current long-term care insurance The scheme is based on the centralized banking system and insurance institutions, and the supervisor is the centralized China Banking and Insurance Regulatory Commission. The operation of insurance funds in the securities field is supervised by the centralized Securities Regulatory Commission. The current long-term protection insurance scheme is difficult to decentralize the code rights ...

AI Technical Summary

Problems solved by technology

[0002] It is difficult for the traditional financial system to take into account the unique people, institutions and communities in multiple circles, and it is difficult to finely simulate and evaluate systemic financial risks, which makes the centralized It is difficult to audit the fund flow and nursing services of insurance institutions. For example, the current long-term care insurance plan is based on the centralized banking system and insurance institutions, and the regulatory governance party is the centralized China Banking and Insurance Regulatory Commission. The operation of insurance funds in the securities field is supervised by the centralized China Securities Regulatory Commission. , long-term care insurance The current long-term care insurance scheme is difficult to delegate code rights to the grassroots, and can only be implemented in a unified way, otherwise it will be difficult to supervise

Moreover, the traditional financial field is opaque, and it is difficult to be verifiably traced and audited by the public. It is difficult to effectively safeguard the legitimate rights and interests of investors, and it is difficult for investors to verify the lender of the funds mentioned by the insurance company. The financial system is composed of simple transactions and short-term loans. Composed of three types: long-term loans and long-term loans, the resulting financial systemic risks have certain periodicity, and it is difficult to ensure that policy implementers intervene in real time and implement effective policy adjustments. Therefore, there is an urgent need for a regulatory system that can reduce financial product information. risks, and ways to improve regulatory flexibility and regulatory efficiency

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