Transaction processing method, system and device, electronic equipment and storage medium

A transaction processing and transaction technology, applied in the field of information security, can solve the problems of increasing system construction work and low reusability of interactive functions.

Pending Publication Date: 2021-09-14
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Financial institutions have a large number of users. The above-mentioned multiple servers generally perform the same interactive process with multiple client terminals to achieve the purpose of confirming the identity of the corresponding user. However, multiple server terminals may be implemented based on different technical architectures. There are differences in communication methods, communication formats, etc. In the process of interacting with multiple clients, repeated system construction work is added, and the reusability of interactive functions is low.

Method used

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  • Transaction processing method, system and device, electronic equipment and storage medium
  • Transaction processing method, system and device, electronic equipment and storage medium
  • Transaction processing method, system and device, electronic equipment and storage medium

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Embodiment Construction

[0043] Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood, however, that these descriptions are exemplary only, and are not intended to limit the scope of the present disclosure. In the following detailed description, for convenience of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It will be apparent, however, that one or more embodiments may be practiced without these specific details. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concepts of the present disclosure.

[0044] Usually, the user's identity can be confirmed according to the user's private key signature and digital certificate. In the entire signing and verification process (for example, including verifying the user's private key signature...

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PUM

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Abstract

The invention provides a transaction processing method and device for a first server, electronic equipment and a medium, and relates to the field of information security or finance and the like. The transaction processing method comprises the steps that a transaction request sent by a first user side in N user sides is received, and the transaction request comprises at least one of transaction data and a digital certificate; the transaction request is sent to a transaction verification server in M second servers, so that the transaction verification server outputs a verification result based on the transaction request, and N and M are integers greater than or equal to 1; and the verification result is obtained and the verification result is sent to the first user side, so that the first user side performs transaction processing based on the verification result. The invention further provides a transaction processing method and device for the user side, electronic equipment and a medium.

Description

technical field [0001] The present disclosure relates to the field of information security or finance, etc., and more particularly to a transaction processing method, system, apparatus, device, medium and program product. Background technique [0002] In the process of transaction processing, the identity of the transaction party is usually confirmed to ensure the security of the transaction. For example, when a user of a financial institution initiates a transaction such as registration, transfer, loan, or purchase of wealth management products, the financial institution will first confirm the user's identity, and then process the transaction after the user's identity is confirmed. [0003] In the related art, the financial institution may directly interact with the client used by the user multiple times through multiple servers to confirm the user's identity. For example, the multiple servers include a server for generating keys for users, a server for applying for a digi...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q20/40G06Q40/04
CPCG06Q20/3825G06Q20/38215G06Q20/3829G06Q20/4014G06Q20/405G06Q40/04
Inventor 秦湘清马蕾刘意耿少羽
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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