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A data processing method and system applied to payment information

A technology for data processing and requesting information, applied in the field of data processing, can solve the problems of high risk and waste of human resources in the management of payment funds for tellers in outlets, and achieve the effect of solving the waste of human resources and solving high risks.

Active Publication Date: 2022-04-01
BEIJING HUITONG JINCAI INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] In view of the above problems, the present invention provides a data processing method and system applied to payment information, which solves the problems of high risk and waste of human resources in the management of payment funds by bank tellers

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  • A data processing method and system applied to payment information
  • A data processing method and system applied to payment information
  • A data processing method and system applied to payment information

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Embodiment Construction

[0048] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0049] The terms "first" and "second" in the specification and claims of the present invention and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the terms "comprising" and "having", and any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method, system, product or apparatus comprising a series of steps or units is not defined by listed steps or u...

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PUM

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Abstract

The invention discloses a data processing method and system applied to payment information, comprising: in response to receiving payment request information, encrypting the request information to obtain ciphertext; decrypting the ciphertext to obtain and payment request information The information matches the request type, and performs identity verification to obtain the identity verification result; in response to passing the identity verification, perform security verification on the ciphertext matching the payment request information, and if the verification passes, generate payment dynamic link information; obtain payment Correlation information, and generate target payment information based on the payment dynamic link information; based on the payment type information, perform processing on the payment information, and record the processing results to obtain payment record information. The invention can perform automatic processing based on payment request information without manual operation of tellers, and can verify and record the information layer by layer, thereby solving the problems of high risk and waste of human resources in bank teller payment fund management.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a data processing method and system applied to payment information. Background technique [0002] At present, the payment of living expenses is usually completed through corresponding outlets, and multiple manual processing steps are involved in the payment process. Taking electricity payment as an example, when a user pays at a power outlet, the teller at the power outlet can collect the user's electricity bill by collecting cash or swiping the user's bank card. In this process, the user needs to carry cash or a physical bank card, and the teller needs to operate manually, which is prone to the problem of inconsistent payment of electricity bills caused by human misoperation and other methods, and there will also be information records that are not timely and cannot be realized. Subsequent payment information There are problems such as high risk of payment fund manageme...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/10G06Q20/34G06Q20/38G06Q50/06
CPCG06Q20/102G06Q20/341G06Q20/382G06Q50/06
Inventor 朱辉吴立俞蓓李鑫于明雨李梦媛鞠馨蕊
Owner BEIJING HUITONG JINCAI INFORMATION TECH