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Method, server and system for supporting offline payment limit by multiple payment terminals of same user

An offline payment and payment terminal technology, applied in the field of digital assets

Pending Publication Date: 2021-12-07
刘高峰
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The inventor of this case found that in the implementation process of digital asset offline payment, in order to prevent the actual payment amount of the user from exceeding the amount that can be paid, it is necessary to set the offline payment amount at the payment end, so that according to the setting The offline payment limit limits the actual payment amount of the payment terminal. However, in practical applications, a user may have multiple payment terminals. Therefore, for the multiple payment terminals of the same user, how to make the multiple payment terminals separately Paying according to the offline payment amount is a technical problem that needs to be solved

Method used

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  • Method, server and system for supporting offline payment limit by multiple payment terminals of same user
  • Method, server and system for supporting offline payment limit by multiple payment terminals of same user
  • Method, server and system for supporting offline payment limit by multiple payment terminals of same user

Examples

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Embodiment approach

[0102] Example 1, Table 1 shows an implementation manner. In the user account table, both the first unique identification information (User1a) and the second unique identification information (User1b) are the account identification information of the user account, that is, through Both the first unique identification information (User1a) and the second unique identification information (User1b) can be used to identify the user account, including obtaining the asset balance of the user account (2000), etc., the first unique identification information ( The offline payment amount corresponding to User1a) is the first offline payment amount (1000), and the offline payment amount corresponding to the second unique identification information (User1b) is the second offline payment amount (1000).

[0103] Table 1: A user account table

[0104] first unique identifier The first offline payment amount Second Unique Identifier Second offline payment amount asset balanc...

Embodiment 2

[0148] Please refer to image 3 , which shows the flow chart of Embodiment 2 of the method for multiple payment terminals of the same user supporting offline payment quota provided by the present invention. In this embodiment, this method is applied to figure 1 The payment terminal (such as the first payment terminal or the second payment terminal) in the illustrated implementation environment is used as an example, the method may include:

[0149] Step 301. Receive the unique identification information and the offline payment amount issued by the server, and save the unique identification information and the offline payment amount locally.

[0150]In step 202 of the first embodiment above, the server sends each unique identification information and its corresponding offline payment amount to the corresponding payment end of the user. Correspondingly, the second embodiment uses the Any payment terminal (such as the first payment terminal or the second payment terminal) in th...

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Abstract

The invention discloses a method, a server and a system for supporting offline payment limit by a plurality of payment terminals of the same user. The method comprises the following steps: setting a plurality of pieces of unique identification information under a user account, wherein each piece of unique identification information respectively establishes a corresponding offline payment limit; respectively issuing each piece of unique identification information and the corresponding off-line payment quota to a corresponding payment end of the user; and if the offline payment voucher sent by the receiving end is verified to be legal, deducting the payment amount included in the offline payment voucher from the corresponding offline payment amount, and transferring the digital assets of the payment amount to the account where the receiving end is located from the corresponding user account. According to the method, the offline payment quotas can be determined and issued to a plurality of payment terminals of the same user respectively, and the plurality of payment terminals can share the same user account to transfer the digital assets.

Description

【Technical field】 [0001] The present invention relates to the technical field of digital assets, in particular to a method, server and system for multiple payment terminals of the same user to support offline payment quota. 【Background technique】 [0002] Digital assets refer to assets that exist in the form of electronic data, such as virtual assets, digital currency, electronic currency, etc. In the payment process of digital assets, it will involve the situation that the payment terminal is offline, including the situation that the payment terminal is in a single offline state, or the payment terminal (such as the payer device) and the receiving terminal (such as the payee device) are in dual The offline situation. It can be understood that the single offline state referred to here refers to the application scenario where the payment end cannot communicate with the digital asset server in real time, and the double offline state referred to here refers to the application ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/22G06Q20/38G06Q20/10
CPCG06Q20/22G06Q20/3821G06Q20/108
Inventor 刘高峰
Owner 刘高峰
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