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Risk identification method and device, equipment and storage medium

A technology of risk and risk factors, applied in the field of risk identification, can solve problems such as inability to accurately predict user risks, economic losses of financial companies, and inability to timely and accurately warn enterprises of risks, so as to prevent financial fraud incidents, improve efficiency, and improve speed effect

Pending Publication Date: 2022-01-28
PING AN BANK CO LTD
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Problems solved by technology

[0004] In view of this, the embodiment of the present application provides a method, device, device, and storage medium for identifying risks, so as to solve the problem that the risks of users cannot be accurately predicted in the prior art, and it is impossible to provide timely and accurate risk warnings for enterprises, and then Leading to frequent financial fraud incidents and causing economic losses to financial companies

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  • Risk identification method and device, equipment and storage medium
  • Risk identification method and device, equipment and storage medium
  • Risk identification method and device, equipment and storage medium

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[0054] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0055]In the description of the embodiments of this application, unless otherwise specified, " / " means or, for example, A / B can mean A or B; "and / or" in this article is only a description of the association of associated objects A relationship means that there may be three kinds of relationships, for example, A and / or B means: A exists alone, A and B exist simultaneously, and B exists alone. In addition, in the description of the embodiments of the present application, "plurality" refers to two or more than two.

[0056] Hereinafter, the terms "first" and "second" are use...

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Abstract

The invention is suitable for the technical field of artificial intelligence, and provides a risk identification method and device, equipment and a storage medium. The method comprises: collecting target data; extracting a plurality of entities, attribute information of each entity and relation information among the entities from the collected target data, and constructing an initial risk knowledge graph; importing multiple risk factors of the user into the initial risk knowledge graph to generate a risk knowledge graph; determining risk data of the target user based on the risk knowledge graph; determining a risk index of the target user according to the risk data; and carrying out risk early warning on the target enterprise according to the risk index. According to the scheme, the risk factor is introduced into the constructed risk knowledge graph, deeper and more accurate risk data can be mined in the risk knowledge graph according to the risk factor, the risk index is determined according to the risk data, risk early warning is provided for an enterprise in time, financial fraud events can be effectively prevented, the safety of the enterprise is improved, and economic and safety guarantee is provided for enterprises.

Description

technical field [0001] The present application belongs to the technical field of artificial intelligence, and in particular relates to methods, devices, equipment and storage media for identifying risks. Background technique [0002] With the development of technology, risk control is crucial to the financial industry. Through the analysis of massive data, the risk prediction of users is carried out, and the risk prediction results can be used as an indispensable part of evaluating user credit in the credit business of banks or other financial institutions. [0003] At present, in the field of risk control in the financial industry, companies cannot accurately predict the risks of users, and cannot provide timely and accurate risk warnings for companies, which leads to frequent financial fraud incidents and economic losses for financial companies. Contents of the invention [0004] In view of this, the embodiment of the present application provides a method, device, devic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F16/26G06F16/28
CPCG06F16/26G06F16/288G06Q40/03
Inventor 石大文张艳停
Owner PING AN BANK CO LTD
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