Risk early warning method and device for associated assessment object and computer equipment

A technology of correlation assessment and risk early warning, applied in the field of artificial intelligence, can solve problems such as low processing efficiency, and achieve the effect of improving the efficiency of risk early warning

Pending Publication Date: 2019-04-19
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The traditional risk early warning method is to manually process the data to obtain the risk probability to carry out early warning operations for high-risk customers, which leads to low processing efficiency

Method used

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  • Risk early warning method and device for associated assessment object and computer equipment
  • Risk early warning method and device for associated assessment object and computer equipment
  • Risk early warning method and device for associated assessment object and computer equipment

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Embodiment Construction

[0053] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0054] In one embodiment, such as figure 1 As shown, a risk early warning method for associated assessment objects is provided, including the following steps:

[0055] Step 102, acquiring the knowledge map of the evaluation object and the status indicator information of the evaluation object.

[0056] Evaluation objects refer to objects that have relationships with each other. Specifically, objects can be enterprises, individual merchants, etc., and knowledge graphs refer to graphs composed of nodes and relationships, which can intuitively model various scenarios. Specif...

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Abstract

The invention relates to the technical field of artificial intelligence, is applied to the financial industry, and particularly relates to a risk early warning method and device for an associated assessment object, computer equipment and a storage medium. The method in one embodiment comprises the steps of obtaining an assessment object knowledge graph and state index information of an assessmentobject, extracting an association relationship feature vector in the assessment object knowledge graph, and performing feature engineering integration on the association relationship feature vector and the state index information of the assessment object to obtain an integrated feature vector; Obtaining an insurance state of the assessment object, and training the deep neural network model according to the integrated feature vector and the insurance state of the assessment object to obtain a trained deep neural network model; And obtaining a risk assessment object, obtaining a risk probabilityof an associated assessment object corresponding to the risk assessment object according to the trained deep neural network model and the risk assessment object, and carrying out risk early warning on the associated assessment object according to the risk probability.

Description

technical field [0001] The present application relates to the technical field of artificial intelligence, in particular to a risk warning method, device, computer equipment and storage medium for associating assessment objects. Background technique [0002] With the rapid development of the global economy, large enterprise groups and small and medium-sized enterprises continue to emerge. In the process of business operation, enterprises may encounter various problems. In order to ensure the stability of enterprise operations, it is necessary to avoid and solve the risks that arise, reduce the probability of accidents, and improve the competitiveness of enterprises. [0003] Enterprise risk is a dynamic process with conduction. Enterprise risk accumulates, amplifies or even bursts through the conduction mechanism, thus triggering enterprise crisis. From the perspective of enterprise risk transmission, obtaining the accident probability of the affiliated enterprises of the in...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06F16/36G06N3/04G06N3/08
CPCG06Q10/0635G06Q10/06393G06N3/082G06N3/045Y02P90/30
Inventor 陈凯帆叶素兰李国才王芊宋哲吴雨甜
Owner PING AN TECH (SHENZHEN) CO LTD
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