Insurance product online transaction platform and transaction method

Abstract

The invention discloses an insurance product online transaction platform. The platform comprises an authentication module which is used for inputting the basic information of an insurance customer to a server of an insurance company, and completing the registration and authentication of the insurance customer; an interaction module used for establishing a data transmission channel for communication between the insurance employee and the insurance customer so as to facilitate information interaction between the insurance employee and the insurance customer; a timing module used for counting the overall time data of the communication between the insurance employees and the insurance customers so as to reduce the time period of the transaction of the insurance products; a recording module used for completely recording the communication process in the whole communication time node of the insurance employee and the insurance customer; an evaluation module used for judging whether each insurance product is suitable for an insurance customer or not through an evaluation formula P; and a feedback module used for establishing wireless communication between the insurance company server and the upper computer of the insurance customer so as to display all insurance products suitable for the insurance customer to the insurance customer, thereby completing online transaction of the insurance products.

Description

Technical field: [0001] The invention relates to an insurance product online transaction platform and a transaction method. Background technique: [0002] The insurance industry refers to the industry in which funds collected through contracts are used to compensate the economic interests of the insured. The insurance market is a place where insurance is bought and sold, that is, where both parties sign insurance contracts. It can be a centralized physical market or a decentralized intangible market. [0003] The organizational form of the insurance industry can be divided into the following four types according to the different operating entities: 1. State-operated insurance organizations, also known as public insurance, refer to insurance institutions operated by the state, local governments or other public organizations; 2. Companies An insurance organization, which is one of the private insurance organizations. According to the form of liability, companies include lim...

AI Technical Summary

Problems solved by technology

[0004] Insurance products are an important part of the insurance industry and the main source of profits for insurance companies. Generally, insurance products are communicated offline by insurance practitioners and insurance customers to recommend and sell the most suitable insurance products to insurance customers; Due to the need for offline communication and exchange, the time period for the entire insurance product transaction will be relatively long, the work efficiency will be relatively low, and the communication process cannot be stored and recorded throughout. Once a dispute or conflict arises later, the party at fault cannot be clearly determined. , so that the interests of insurance companies and insurance customers cannot be safeguarded; at the same time, the types of insurance products that can be involved in offline communication are relatively small, and all insurance products in the insurance company cannot be displayed to insurance customers accordingly

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