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Block chain-based credit score generation method and device

A credit scoring and blockchain technology, applied in data processing applications, instruments, commerce, etc., can solve problems such as data loss, centralized storage data backup management troubles, data easy to be illegally tampered with or leaked, etc.

Inactive Publication Date: 2022-03-01
SHENZHEN SKYCRANE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] 1. Data is easily tampered with or leaked illegally;
[0006] 2. The data backup management of centralized storage is cumbersome. Once the computer room suffers from natural or man-made disasters, the data may be lost;
[0007] 3. Data traceability is difficult and opaque

Method used

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  • Block chain-based credit score generation method and device
  • Block chain-based credit score generation method and device
  • Block chain-based credit score generation method and device

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Embodiment Construction

[0051] In order to make the purpose, features and advantages of the present application more obvious and understandable, the present application will be further described in detail below in conjunction with the accompanying drawings and specific implementation methods. Apparently, the described embodiments are some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.

[0052]The concept of blockchain, proposed in 2008, quickly attracted attention due to its characteristics of decentralization, non-tamperable and forgery of data, anonymity, and traceability. Blockchain is a distributed database that records many transactions completed and shared in multiple nodes, and each transaction in it will pass the consensus verification of a large number of nodes in the system. T...

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PUM

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Abstract

The invention provides a credit score generation method and device based on a block chain, and the method comprises the steps: obtaining and storing target data, and determining a data type contained in the target data; wherein the target data at least comprises one data type, and the data type comprises a supplier contract type, a supplier competitiveness type and a commodity user experience type; determining a weight value and a scoring formula corresponding to each data type included in the target data according to the intelligent contract model; determining a credit score of the target data according to a scoring formula corresponding to each data type included in the target data; and determining a comprehensive credit value according to the weight value and the credit score corresponding to each data type included in the target data. The target data related to the supplier is processed through the intelligent contract model in the block chain to obtain the comprehensive credit value of the supplier, and the target data and the comprehensive credit value of the supplier are stored at the same time, so that the non-tampering and traceability of the supplier credit information are realized.

Description

technical field [0001] This application relates to the technical field of e-commerce, in particular to a block chain-based credit scoring generation method and device. Background technique [0002] With the rapid development of economy and electronic information technology, supply chain management plays an important role in the development and competition of enterprises. As the source of supply chain management and the end point of supply chain circular feedback, suppliers play a very important role in the process of supplier management, which affects product quality and technology, and restricts the development of the entire supply chain. [0003] The existing database storage technology can see the stored data in the background or in the database, and the staff can intentionally or unintentionally tamper or leak the data; and, in order to achieve data traceability, an additional log record table will be added to record key data The process of being modified, but the loggi...

Claims

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Application Information

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IPC IPC(8): G06Q30/06G06Q40/04H04L67/1097
CPCG06Q30/0609G06Q40/04H04L67/1097
Inventor 高泽彬李毅
Owner SHENZHEN SKYCRANE TECH CO LTD