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Limit loan flattening method and system, computer equipment and storage medium

A quota and server technology, applied in the field of big data analysis, can solve problems such as low processing efficiency, low efficiency, and heavy workload, and achieve high processing efficiency and improve system performance

Pending Publication Date: 2022-03-22
CCB FINTECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, the liquidation of quota loans is usually initiated in a cyclical manner in the personal loan process system. However, the business logic of the quota loan itself is complex, and the liquidation process requires the coordination of multiple systems. The same loan cannot be processed simultaneously and sequentially. Quota loans and their subordinate loans are liquidated, which is inefficient and takes up resources
[0004] Usually it is processed manually offline. The business logic of the quota loan itself is complicated, and the closing process requires multiple systems to coordinate processing. As a result, the current closing process of quota loans is complex, trivial, heavy workload, low efficiency, and error-prone.

Method used

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  • Limit loan flattening method and system, computer equipment and storage medium
  • Limit loan flattening method and system, computer equipment and storage medium
  • Limit loan flattening method and system, computer equipment and storage medium

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Embodiment Construction

[0080] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0081] The acquisition, storage, use, and processing of data in the technical solution of this application all comply with the relevant provisions of national laws and regulations. In the existing technology, such as figure 1 As shown, in the personal loan process system (PLPM), the closing operation is initiated in a circular form; the closing process of the quota loan includes: performing the closing process of the quota loan in the PLPM, judging whether the quota loan is settled, and if so, Then through the financial core processing (NLS), if there is no settlement, co...

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Abstract

The invention relates to a limit loan flattening method and system, computer equipment and a storage medium. The method comprises the steps that a task file of a limit loan is acquired, and the task file comprises a plurality of limit loan spreading operations; in response to a batch processing task triggering instruction, dividing the task file into a plurality of slice files; distributing the plurality of slice files to a plurality of execution servers in a batch processing server cluster, so that any execution server processes the plurality of slice files distributed to the any execution server to obtain a plurality of pieces of flattening state information; and obtaining a plurality of pieces of spreading state information of each execution server to obtain target spreading state information of the task file. According to the method, multiple spreading operations can be processed at the same time, the processing efficiency is high, the system performance is improved, and automatic operation and maintenance can be achieved only by adding server nodes.

Description

technical field [0001] This application relates to the technical field of big data analysis, in particular to a method, system, computer equipment and storage medium for liquidation of quota loans. Background technique [0002] Quota loans occupy an absolute large amount in banks, and there are various types of pledges, including certificates of deposit, wealth management cards, wealth management cards, storage-type treasury bonds, settlement-type treasury bonds, gold, etc. Due to improper risk management, the incident of closing positions has increased significantly. [0003] At present, the liquidation of quota loans is usually initiated in a cyclical manner in the personal loan process system. However, the business logic of the quota loan itself is complex, and the liquidation process requires the coordination of multiple systems. The same loan cannot be processed simultaneously and sequentially. Quota loans and their subordinate loans are liquidated, which is inefficien...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F9/50
CPCG06F9/5066G06Q40/03
Inventor 邱俊凌赵芳
Owner CCB FINTECH CO LTD