Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Prepaid card transaction method and device based on card pool, equipment and medium

A transaction method and prepaid card technology, applied in the field of cloud computing, can solve problems such as transaction restrictions, improve processing efficiency, optimize the deduction process, and avoid transaction failures

Pending Publication Date: 2022-04-22
平安付科技服务有限公司
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention provides a prepaid card transaction method, device, equipment, and medium based on a card pool, aiming to solve the problem of limited transactions in the prepaid card of the prior art method when the card is used for transactions

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Prepaid card transaction method and device based on card pool, equipment and medium
  • Prepaid card transaction method and device based on card pool, equipment and medium
  • Prepaid card transaction method and device based on card pool, equipment and medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0031] It should be understood that when used in this specification and the appended claims, the terms "comprising" and "comprises" indicate the presence of described features, integers, steps, operations, elements and / or components, but do not exclude one or Presence or addition of multiple other features, integers, steps, operations, elements, components and / or collections thereof.

[0032] It should also be understood that the terminology used ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a prepaid card transaction method, device and equipment based on a card pool and a medium, and the method comprises the steps: carrying out the information synchronization of the card pool according to a received card pool synchronization request, obtaining a target card slot corresponding to a transaction trial calculation request from an institution terminal from the card pool, judging whether the target card slot can achieve the trial calculation success or not according to the transaction trial calculation request, and if yes, carrying out the prepaid card transaction. And if the trial calculation is successful, generating a consumption strategy corresponding to the transaction trial calculation request, sending the consumption strategy to the institution terminal, and if feedback confirmation information is received, performing fee deduction on the transaction trial calculation request according to the consumption strategy to complete the transaction. The method belongs to the technical field of cloud computing, the trade trial calculation request is subjected to trial calculation based on the target card slot in the card pool to judge whether trial calculation is successful or not, and trial calculation judgment of large-amount trade is completed through the multiple prepaid cards in the card slot, so that the fee deduction process of the large-amount trade is optimized, and the efficiency of the large-amount trade is improved. The transaction failure caused by the limit of the single card during the large-amount transaction is avoided, and the processing efficiency of the large-amount transaction of the prepaid card is greatly improved.

Description

technical field [0001] The present invention relates to the technical field of cloud computing, in particular to a prepaid card transaction method, device, equipment and medium based on a card pool. Background technique [0002] Sales companies usually provide customers with prepaid card processing business. Corporate customers purchase cards in batches in groups and distribute them to individuals in the group for consumption with cards. Individual customers can also purchase cards in an individual form and individuals consume with cards. However, there is a certain limit on the balance of a single card in a prepaid card. Individuals can only use a single prepaid card for consumption at a time. As a result, prepaid cards are currently only suitable for personal small-amount consumption, and corporate customers need to make large-amount and Multi-frequency transactions, however, the existing technology has great limitations in this transaction usage scenario, and when the tra...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/28
CPCG06Q20/28
Inventor 吴康武兴武
Owner 平安付科技服务有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com